4by Mods & Insurance Problems
Submitted: Thursday, Sep 13, 2007 at 07:57
ThreadID:
49609
Views:
2624
Replies:
8
FollowUps:
4
This Thread has been Archived
MattyM
HAs anyone had trouble with insurance after modifying there 4by? I have fitted an intercooler to my ute & now RACV say they won't insure it. Can anyone recomend an insurance company for this sort of thing.
Cheers
Matty
Reply By: Member - Troll 81 (QLD) - Thursday, Sep 13, 2007 at 08:19
Thursday, Sep 13, 2007 at 08:19
I am with TCIS and their claim to fame is unlimited mods and accessories as long as it's legal
AnswerID:
261841
Reply By: Member - Tim - Stratford (VIC) - Thursday, Sep 13, 2007 at 08:23
Thursday, Sep 13, 2007 at 08:23
I'm with GIO and as long as I let them know what's on the truck and it's legal they don't mind.
A mate has done a lot of mods - lifts, turbo, larger tyres etc and has gone to Shannons - no first hand experience though.
AnswerID:
261842
Reply By: taps - Thursday, Sep 13, 2007 at 08:32
Thursday, Sep 13, 2007 at 08:32
I tried to take out a policy with Allianz, but they declined due to the mods. Now with AAMI. After advising them about $10K worth of mods, my premium went up by a whole $33.00 per year.
Couldn't be happier....though I haven't needed to make a claim....yet.
AnswerID:
261847
Follow Up By: Member - Ivan (ACT) - Thursday, Sep 13, 2007 at 10:50
Thursday, Sep 13, 2007 at 10:50
I'm with AAMI - have mods, and have claimed (total write off) - first class
FollowupID:
523300
Follow Up By: Richard W (NSW) - Friday, Sep 14, 2007 at 18:23
Friday, Sep 14, 2007 at 18:23
I'm also with AAMI and have declared all my mods. They have restricted it to drivers over 25 bcuase of the D'tronic.
Haven't claimed as yet.
FollowupID:
523595
Reply By: Cruisevessel - Thursday, Sep 13, 2007 at 11:23
Thursday, Sep 13, 2007 at 11:23
Mate i had the same problem when I fitted a turbo & intercooler to my 92 diesel Hilux.
Back then Shannons wasn't interested,& found Suncorp the only people interested.
AnswerID:
261869
Reply By: Coops (Perth) - Thursday, Sep 13, 2007 at 17:23
Thursday, Sep 13, 2007 at 17:23
I'm with Elders and as long as you tell them exactly what you've done then it's no problems. Can't fault their service either
AnswerID:
261928
Reply By: Shaker - Thursday, Sep 13, 2007 at 17:37
Thursday, Sep 13, 2007 at 17:37
Be very careful, it is not their obligation to ensure that your vehicle is compliant to RWC & ADRs before accepting your premium, but in the event of a claim it will most certainly be yours!
AnswerID:
261929
Follow Up By: Member - Peter R (QLD) - Thursday, Sep 13, 2007 at 20:33
Thursday, Sep 13, 2007 at 20:33
And don't forget the warranty aspect if car is within warranty period.
Pedro
FollowupID:
523409
Reply By: Member - Gomax (VIC) - Friday, Sep 14, 2007 at 09:39
Friday, Sep 14, 2007 at 09:39
Have found DGA Insurance brokers competitive and fine to deal with changes to specs.
http://www.dgainsurance.com.au/
AnswerID:
262024
Follow Up By: Member - lyndon K (SA) - Friday, Sep 14, 2007 at 10:39
Friday, Sep 14, 2007 at 10:39
I second that DGA have been good to deal with, great premium. Have also made a couple of claims with no issue's.
Cheers Lyndon
FollowupID:
523506
Reply By: Al & Mrs Al (Vic) - Friday, Sep 14, 2007 at 18:35
Friday, Sep 14, 2007 at 18:35
We're with TCIS have not had a problem.
Lyn
AnswerID:
262111