Sunday, Mar 29, 2015 at 12:20
The whole problem centres around who actually organised and paid for the transport of the 'van from Victoria to
Brisbane.
If the purchaser arranged it, and paid the carrier, then the contract is between the purchaser and the carrier.
If the purchaser paid the manufacturer for delivery to
Brisbane, and the manufacturer organised the carrier, then the delivery contract is between the manufacturer and the carrier.
Keep in mind at all times, that trucking crowds are nearly all classed as "common carriers" and as such, take no responsibility for damage during transit.
If you organise for an item to be transported, you need to arrange transit insurance.
The caravan manufacturer should have either had transit insurance, or they should carry the cost of damage in transit themselves, if they failed to organise transit insurance.
I've no doubt many manufacturers choose not to carry transit insurance and run on good luck, hoping the truckie won't damage their item. In many cases, that's a false hope.
The problem with hail damage repairs, is that they are NOT superficial repairs.
Repair of hail damaged panels generally involves a serious dismantling of the van structure - and the replacement of major panels after the 'van has been built is generally a difficult task - because so often, panels are installed first, and then the 'van is built around them.
This exercise is a good reminder to pay deposits and even full purchase amounts with credit cards.
When the company refuses to co-operate with reasonable requests to refund a deposit, when the purchaser exercises his right not to accept the purchased item because it has been damaged and then repaired - or offered to be repaired - then the purchaser can institute a chargeback, and get his money returned that way.
Purchasers have to remember that at all times, once the item has been purchased, the point where actual ownership handover takes place, is crucial.
Despite my long experience in dealings with businesses (over more than 50 yrs), I've been caught recently with an auction house.
I bought a big lathe from an online auction held in S.A., and spent considerable time in inspecting, bidding on, winning, and organising transport for the lathe.
The auction house then offered to deliver the lathe to my transport company yard in
Adelaide, because of a delay caused by the auction house, that messed up my plans to pick it up from the auction house premises.
The "professional" craneage crowd hired by the auction house (and I use this "professional" word in very loose terms), then managed to drop the lathe in the process of lifting it onto a truck, thereby totally destroying the lathe in the process.
I was absolutely furious with the entire cock-up, and demanded some compensation for all my time and effort wasted - but the auction house refused point blank to accept any responsibility for any losses.
They merely refunded my purchase money and essentially told me to rack off.
No doubt, if I wanted to spend some serious money on lawyers, I could probably get a win over some "duty of care" angle - but we all know what happens when lawyers get involved.
They're the people who referee the fight, and get to keep the purse.
Cheers, Ron.
AnswerID:
551739
Follow Up By: Ken H8 - Sunday, Mar 29, 2015 at 13:43
Sunday, Mar 29, 2015 at 13:43
Ron thank you for your comprehensive post. You wrote:-
"This exercise is a good reminder to pay deposits and even full purchase amounts with credit cards.
When the company refuses to co-operate with reasonable requests to refund a deposit, when the purchaser exercises his right not to accept the purchased item because it has been damaged and then repaired - or offered to be repaired - then the purchaser can institute a chargeback, and get his money returned that way."
I have never heard of "chargeback". Does this apply to all credit cards and how do you instigate it.
Ken
FollowupID:
837257
Follow Up By: TomH - Sunday, Mar 29, 2015 at 13:52
Sunday, Mar 29, 2015 at 13:52
It means as said if the product is not what its supposed to be or fails to arrive (if posted to you) and seller wont play ball you have 60 days from the arrival of the credit card statement to initiate a Chargeback.
To do that, apply to CC company who will advise on the procedure
Takes a while as they investigate it but if genuine usually woirks
FollowupID:
837258
Follow Up By: Ken H8 - Sunday, Mar 29, 2015 at 14:28
Sunday, Mar 29, 2015 at 14:28
My understanding is they paid the deposit last year
well outside the 60 day limit.
FollowupID:
837262
Follow Up By: TomH - Sunday, Mar 29, 2015 at 16:43
Sunday, Mar 29, 2015 at 16:43
My answer was as to how it works not the subject in the thread.
Leave it too long and you unfortunately cant do it.
As to what they should do Opinions are just that
A legal definition is what they need after explaining all the facts to the lawyer.
FollowupID:
837265
Follow Up By: Ron N - Sunday, Mar 29, 2015 at 20:01
Sunday, Mar 29, 2015 at 20:01
Ken, if you read the the little booklet of T's and C's that comes with all CC's (and we ALL do that, don't we? [;-) ), the card issuer will outline under what conditions you can initiate a chargeback and how to go about it.
Essentially, if you think you've been defrauded, have not received the item you paid for, or it is "not substantially as described", you have the right to initiate a chargeback.
This usually involves going into the bank that issued your card and requesting a chargeback. The bank employee will get you to fill out the necessary forms, which need to have all the precise details of the charges and items involved, and the reason/s for requesting a chargeback.
The amount is then withheld from the merchants account while the matter is investigated by the CC company. This can take a while.
If the matter is decided in your favour, you get your payment returned. If it's decided the merchant has done nothing wrong, you don't get your money back.
It appears that a sizeable number of chargebacks are successful, if the situation is described precisely and truthfully.
I once entered into an online contract to a U.S.-based provider of business information, provided in a short course via an emailed digital booklet.
What I was not informed, was that I had also entered into a monthly repetitive contract charge when I had purchased the digital booklet.
The entire company and it's CEO were prize scammers, operating under a cloak of business respectability.
I initiated a chargeback, once I realised the payments (about $72 a month) were being taken out of my account regularly.
The CC investigated, and my monthly payments were returned to me, and no further charges were placed on my account by that company.
Eventually, the CEO and his company were investigated by U.S. authorities, and he ended up being charged with serious fraud. His company was liquidated, and he went into the big house for a long holiday.
Cheers, Ron.
FollowupID:
837273