off road insurance

Hey Roachie, thats not a bad deal. 4x4 insurance is about the cheapest on the list, but dont worry,the insurance companies must be seeing the huge amount of them around on the road and growing steadily. We will soon have all kind of lame reasons from these theives, telling us why our policies have to dramatically rise. Wait and see... Best regards Michael.

Hey Roachie, thats not a bad deal. 4x4 insurance is about the cheapest on the list, but dont worry,the insurance companies must be seeing the huge amount of them around on the road and growing steadily. We will soon have all kind of lame reasons from these theives, telling us why our policies have to dramatically rise. Wait and see... Best regards Michael.

Sorry I phukt up...

I called CGU that TCIS WERE using...

Then I called TCIS, when they sent me my renewal, they told me that they would find me some for my big lift and gear.. although I dont trust any insurance company..

as you say it changes by the day.

Hi Colin
I have been with AAMI for several years and have been told the same.
Although I am still harrassing them to give me something in writing ??
I have spoken with there internal disputes officer regarding exactly what
4x4 can and can't do. His reply was, as you have stated, but interestingly
he also added that if you make a claim and it isn't covered in their Policy
Disclosure Statement that they "DON'T" payout on that type of claim you
will be covered ??? But I'm still trying to get that one in writing.
As we are all aware their Policy Statement doesn't say anything about 4x4.
I'm curious about your premium.I have a '92 stnd deisel cruiser my
premium is $598 with excess $450. The only differeance could be accessories. Do you have any listed ???
I have HF,UHF,Bullbar,Towbar,roofrack,difflock,stero,3'' lift, with a market value $16,000
Cheers
Barry

Hi Firey, i also have all the acc. listed on top of agreed value, but i also have my house and contents and third party with them which gives me a 45% cheaper rate. I think it comes down to the term if you are leagilly allowed to be there that a claim would be based on, same as a normal car they wont pay out if you where drunk, speeding, over loaded, vehicle not road worthy etc.Col