Thursday, Sep 29, 2016 at 17:10
No need.
Banks, Paypal and quite possibly other financial sites have systems where a number is added to the password every time you log in. The number appears random and changes all the time, it can come from a key generator device that you buy from them or even an SMS sent from the site. There may be other ways. No matter what your password is (even "password") the number, about 6 to 8 digits lone, always changes. A really hard system for the hackers to break.
I use the soft version where Paypal sends me an sms with the number. The system with a callback SMS is FREE!!!!! We also have bank accounts where in one case the bank calls us and in the other we have a small number generator that by some magical mathematical hoohaa stays in sync with the other end. It is NOT purely date or time based.
And how many times are we told to change our password and NOT to use any number etc connected to our personal biographic info. ie birthday,
home address, age etc etc etc. Would you believe that "password" is still very popular. Amazing!!!
Sorry but I am not sympathetic to people who do not protect their financial accounts either on the internet, at a checkouts (ie let people see their pin) or even leaving their cards lie on a
table at a Motel/Hotel.
I don't mean to offend anyone. But how many time do people have to be told that fire will burn them.
Phil
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