How much should you pay for camper trailer insurance?

Submitted: Saturday, May 27, 2017 at 16:43
ThreadID: 134964 Views:2916 Replies:6 FollowUps:2
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The insurance renewal for my Cub Brumby camper trailer came due and I thought it sounded a bit pricey at $461 for 12 months? This is for an agreed $33900 value with a $200 basic excess, $200 off road excess and $100 Transportation excess (whatever that is?). I have a 4+ years no claim bonus on the policy. Does this sound a bit expensive or is this about what people expect to pay?
TIA
Bryan
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Reply By: Member - Howard P (WA) - Saturday, May 27, 2017 at 22:05

Saturday, May 27, 2017 at 22:05
Hi Bryan

We have just received our camper trailer insurance renewal, similar to yours with an agreed value of $33,400 and the excess is the same as your's. Our renewal is $575.95...
Who are you insured with?

Cheers

Howard
AnswerID: 611474

Follow Up By: bbbl - Wednesday, May 31, 2017 at 13:24

Wednesday, May 31, 2017 at 13:24
Sorry Howard.... thought I was a member on here but apparently just logged in as a visitor? Send me your email address to alddent@gmail.com and I'll forward you my renewal.
Cheers
Bryan
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Reply By: Banjo (WA) - Sunday, May 28, 2017 at 07:45

Sunday, May 28, 2017 at 07:45
Arther J Gallagher through the 4WD Association - $30,400 cover for $439 to give full off-road cover. Excess $100. 'Geographical limits' - Australia wide.
AnswerID: 611476

Reply By: Idler Chris - Sunday, May 28, 2017 at 08:37

Sunday, May 28, 2017 at 08:37
I have a slide on camper insured through Affinity Insurance Brokers who deal with Four Wheel Drive Victoria. Cost $540, excess $200, agreed value $31,400, Aust wide, insurer is Vero Insurance. Also I am one year off being on the top tier of no claim bonus.
Chris
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AnswerID: 611477

Reply By: Michael H9 - Sunday, May 28, 2017 at 09:43

Sunday, May 28, 2017 at 09:43
I just got a quote for a simple off road trailer worth $4500 and they wanted $360 per year so I think you guys are doing well.
AnswerID: 611478

Reply By: bbbl - Sunday, May 28, 2017 at 14:57

Sunday, May 28, 2017 at 14:57
OK, thanks guys. Sounds like I'm not doing too badly then. Howard, in answer to your question I am insured through a broker with Vero CIL Insurance. PM me if you would like the broker's details.....
AnswerID: 611484

Follow Up By: Member - Howard P (WA) - Sunday, May 28, 2017 at 19:24

Sunday, May 28, 2017 at 19:24
Thanks Bryan,

I would like the details, however I cannot locate your profile to send PM to you, have done a members search and bbbl does not show up anywhere...

Cheers

Howard
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FollowupID: 881540

Reply By: lancie49 - Tuesday, May 30, 2017 at 19:56

Tuesday, May 30, 2017 at 19:56
Just to throw in another comparison.....
I have a TearDrop camper that I've built up from a chassis.
It's nothing super sophisticated but it has all we need.
Fridge, 12/240v power, water tank and galley setup.
I've got it insured through CIL for $5000, probably a little high, but that's it's worth to us.
Cost of that insurance is $153.73
I'm happy with that.

Lance
AnswerID: 611551

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