How much should you pay for camper trailer insurance?
Submitted: Saturday, May 27, 2017 at 16:43
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bbbl
The insurance renewal for my Cub Brumby camper trailer came due and I thought it sounded a bit pricey at $461 for 12 months? This is for an agreed $33900 value with a $200 basic excess, $200 off road excess and $100 Transportation excess (whatever that is?). I have a 4+ years no claim bonus on the policy. Does this sound a bit expensive or is this about what people expect to pay?
TIA
Bryan
Reply By: Member - Howard P (WA) - Saturday, May 27, 2017 at 22:05
Saturday, May 27, 2017 at 22:05
Hi Bryan
We have just received our camper trailer insurance renewal, similar to yours with an agreed value of $33,400 and the excess is the same as your's. Our renewal is $575.95...
Who are you insured with?
Cheers
Howard
AnswerID:
611474
Follow Up By: bbbl - Wednesday, May 31, 2017 at 13:24
Wednesday, May 31, 2017 at 13:24
Sorry Howard.... thought I was a member on here but apparently just logged in as a visitor? Send me your email address to alddent@gmail.com and I'll forward you my renewal.
Cheers
Bryan
FollowupID:
881606
Reply By: Banjo (WA) - Sunday, May 28, 2017 at 07:45
Sunday, May 28, 2017 at 07:45
Arther J Gallagher through the 4WD Association - $30,400 cover for $439 to give full off-road cover. Excess $100. 'Geographical limits' - Australia wide.
AnswerID:
611476
Reply By: Idler Chris - Sunday, May 28, 2017 at 08:37
Sunday, May 28, 2017 at 08:37
I have a slide on camper insured through Affinity Insurance Brokers who deal with Four Wheel Drive Victoria. Cost $540, excess $200, agreed value $31,400, Aust wide, insurer is Vero Insurance. Also I am one year off being on the top tier of no claim bonus.
Chris
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AnswerID:
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Reply By: Michael H9 - Sunday, May 28, 2017 at 09:43
Sunday, May 28, 2017 at 09:43
I just got a quote for a simple off road trailer worth $4500 and they wanted $360 per year so I think you guys are doing
well.
AnswerID:
611478
Reply By: bbbl - Sunday, May 28, 2017 at 14:57
Sunday, May 28, 2017 at 14:57
OK, thanks guys. Sounds like I'm not doing too badly then. Howard, in answer to your question I am insured through a broker with Vero CIL Insurance. PM me if you would like the broker's details.....
AnswerID:
611484
Follow Up By: Member - Howard P (WA) - Sunday, May 28, 2017 at 19:24
Sunday, May 28, 2017 at 19:24
Thanks Bryan,
I would like the details, however I cannot locate your profile to send PM to you, have done a members search and bbbl does not show up anywhere...
Cheers
Howard
FollowupID:
881540
Reply By: lancie49 - Tuesday, May 30, 2017 at 19:56
Tuesday, May 30, 2017 at 19:56
Just to throw in another comparison.....
I have a TearDrop camper that I've built up from a chassis.
It's nothing super sophisticated but it has all we need.
Fridge, 12/240v power,
water tank and galley setup.
I've got it insured through CIL for $5000, probably a little high, but that's it's worth to us.
Cost of that insurance is $153.73
I'm happy with that.
Lance
AnswerID:
611551