Insurance and write offs, what are your rights?

Submitted: Friday, Jun 25, 2004 at 11:45
ThreadID: 14117 Views:18142 Replies:15 FollowUps:8
This Thread has been Archived
Hey all, due to a few posts, and an uneasy feeling I've been thinking about changing my CT insurance, rang NMRA this morning and was told it would be under RACV insurance, which usualy would be fine. But also this morning one of my neighbours rang me to let me know about an accident her hubby had had last week, and why his truck was missing from view.

Seems last week on his way to work a P plater made an illegal turn in front of him and he cleaned him up, bad enough that he wrote his 4wd off, and injured his back to the point he needed the ambos. P plater was unscathed.

His mates driving past realised it was him and waited with him, and also removed as much of his stuff from the wreck as they could at the time. The towies took his 4wd to a panel shop of their choosing, and when he rang the panel shop that night to see how things were looking, he was told it's a write off, and would be sold at auction tomorow.

He still had personal things in the glove box etc, so had to get out of bed and get to the panel shop to get his stuff back. His wife meanwhile called RACV who they were insured with rating 1, who agreed that the panel shop couldn't do that...sell it the next day, but also informed her that they'd get approx $8000 of a 4wd that would cost him $14000 to replace. I don't know if they had it under insured orwhat the reasoning for that is, the wife was a little too upset for me to ask.

Anyway, his son met him at the shop and they got his belongings out of the wrecked 4wd. But he was hoping to maybe take a few of the accessories off it to put on a new vehicle, like the snorkel, or even the brand new tyres he'd just put on, but was told he couldn't touch any of it.

I'm fairly sure they just buggered up with their policy and not naming the accessories they installed, but i'd like to hear what other prople might have to say, especialy about the towies being able to take it to their own preffered panel shop, and then that shop selling the car the next day.
Back Expand Un-Read 0 Moderator

Sponsored Links