Big Red Bash loses court battle

Submitted: Monday, Jan 24, 2022 at 22:42
ThreadID: 143149 Views:6171 Replies:5 FollowUps:11
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I hope this legal action doesn't cause financial issues for the organizers and impact for any future events and the long suffering music industry

Score - Insurance Company 1 versus Public 0
BRB Legal Loss
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Reply By: Peter_n_Margaret - Monday, Jan 24, 2022 at 23:32

Monday, Jan 24, 2022 at 23:32
Great event BUT, I do not understand how you can set up a business that is designed to make a profit, but does not pay most of its staff.
Cheers,
Peter
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Follow Up By: Allan B (Sunshine Coast) - Tuesday, Jan 25, 2022 at 11:11

Tuesday, Jan 25, 2022 at 11:11
.
Pete, if it works then that's a 'great' business model!
But not a good ethical model.
Cheers
Allan

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Follow Up By: Peter_n_Margaret - Tuesday, Jan 25, 2022 at 13:34

Tuesday, Jan 25, 2022 at 13:34
I don't understand how it is legal, but it must be?
Clearly I am missing something.
Cheers,
Peter
OKA196 motorhome
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Follow Up By: Michael H9 - Tuesday, Jan 25, 2022 at 19:37

Tuesday, Jan 25, 2022 at 19:37
They volunteer and get free entry to the concerts.
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Reply By: Member - shane r1 - Tuesday, Jan 25, 2022 at 10:35

Tuesday, Jan 25, 2022 at 10:35
All insurance policies have limitations .

And I agree with Peter, big money making, with how many volunteer hours ??

I do realise they are volunteering and love it. But the event wouldn’t happen without the free labour.
AnswerID: 639246

Follow Up By: Member - Bigfish - Wednesday, Jan 26, 2022 at 12:59

Wednesday, Jan 26, 2022 at 12:59
Wonder how many of the committee work for tickets alone.......Seems to me to be just another money making scheme for bugger all outlay relying on volunteers.
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Follow Up By: Member - Wildmax - Thursday, Jan 27, 2022 at 12:37

Thursday, Jan 27, 2022 at 12:37
We volunteer because we enjoy it.
And the tickets are worth around $500 each, so at a required 16 hours of volunteering that represents $31.25 an hour, which isn't bad for (mostly) unskilled labour.
I'm sure the artists are paid the appropriate rate, as are the employees of the festival company.
But we need to recognise that throughout Australia volunteering is one of the things that make our community tick - just think of your local golf, bowls, Lions, Rotary clubs etc.
We should celebrate the people who conceived the Bash, took the risk, and made it work as a great event. And I certainly don't begrudge them making a dollar out of it.
Let's hope COVID leaves us alone and we have more live music festivals.
Cheers
Wildmax
2018 Hilux and Black Wolf 210 tent - for the outback tracks less travelled
Formerly an AOR Eclipse and a TVan

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Reply By: Steve in Kakadu - Tuesday, Jan 25, 2022 at 16:43

Tuesday, Jan 25, 2022 at 16:43
I'd say that is Karma, I couldn't attend in 2019. I bought the insurance they offer if you can't make it, however, when you go and have a look at the conditions. It is near impossible to make a claim.

They made over $1500 from by me not turning up.
AnswerID: 639250

Follow Up By: Member - Ian G (NSW) - Wednesday, Jan 26, 2022 at 21:11

Wednesday, Jan 26, 2022 at 21:11
Given the exclusion on the policy and the proximate cause of the cancellation ie caused by or resulting from Covid 19, it would seem to have been a difficult case to win.
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Reply By: Member - Bigfish - Thursday, Jan 27, 2022 at 13:04

Thursday, Jan 27, 2022 at 13:04
Many hundreds wont get a refund on the cancelled event. No refund is being offered to the ticket purchases. Stinks in my opinion!!
AnswerID: 639266

Reply By: Member - Paul B (WA) - Saturday, Jan 29, 2022 at 18:25

Saturday, Jan 29, 2022 at 18:25
As a small businessman (ie not an insurance expert or professional) who regularly buys insurance, only after reading the policy in detail, and only buying the insurance that covers me for what I want covered, I’m gobsmacked that the Big Red organizers bought the insurance in the first place or thought they had a chance of a successful claim on the policy they’d bought. And that a lawyer thought they’d have a claim.
AnswerID: 639285

Follow Up By: Kenell - Monday, Jan 31, 2022 at 07:43

Monday, Jan 31, 2022 at 07:43
Event Insurance is generally taken out to protect the organiser's purse against weather related events. The policies go further than that but that is the main (likely) reason. I don't know what inspired them or their legal advisers to pursue the pandemic line in court but I am aware of some loose wordings in other policies that needed a court to rule on. Reference in the policies to repealed legislation instead of the current one gave claimants some confidence of a ruling in their favour.
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Follow Up By: Nomadic Navara - Monday, Jan 31, 2022 at 08:58

Monday, Jan 31, 2022 at 08:58
There have been previous challenges on the basis of that "repealed legislation." They have all failed as well. I do not know why they thought they would get up where others have failed
PeterD
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Follow Up By: Kenell - Monday, Jan 31, 2022 at 11:19

Monday, Jan 31, 2022 at 11:19
Peter,
I was only using the repealed legislation by way of example. There are a number of loose wordings that, depending on the losses, are possibly worth exploring. Some of those cases I referred to are still before the courts under appeal but they are not related to Event type policies. Fair to say the insurance industry was not well prepared for a pandemic but so far their wordings seem to have stood up to their intended purpose. Watch this space.
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Follow Up By: Frank P (NSW) - Monday, Jan 31, 2022 at 23:56

Monday, Jan 31, 2022 at 23:56
In a similar vein that may be of interest ...

My son has a friend who was denied a refund or credit for holiday accommodation that had to be cancelled due to him and his family being residents in one of NSW's LGAs of concern last year and was thus unable to travel due to NSW Govt restrictions. The amount involved was some thousands of $$$. The accommodation company flat out refused any negotiation and in an effort to put him off invited him to sue them. This he did.

He did his research, represented himself and won the case.

The basis of his win was that somewhere there is a law that basically says a person cannot be financially disadvantaged due to the application of a decree by the state.

I know no further details, but that is the gist of it. I do not know the situation in other states, but if anyone feels they have been done over in similar circumstances it may be worth some investigation.
FrankP

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Follow Up By: Michael H9 - Tuesday, Feb 01, 2022 at 07:39

Tuesday, Feb 01, 2022 at 07:39
A bold move to represent yourself. We're often told that people who represent themselves have a jackass as a client. :-) I'm pleased to hear otherwise.
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