50mm Spring Lift - Insurance Cancelled Immediately!

Submitted: Thursday, Aug 22, 2002 at 00:00
ThreadID: 1781 Views:1894 Replies:4 FollowUps:3
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G'day all. My 100 series was looking sad in the suspension department when I returned from my NT adventure, solution? Fit new springs and shocks. The rubber bump stops were clearly damaged, replace those too. To stop this from occuring again I decided a 50mm spring lift would help. Ordered the springs and shocks, MMmmmm, better notify the insurance company of modification and ....... we are so sorry Mr P.G. (Tas) but if you are going to raise your suspension we can no longer insure your vehicle. If you raise your vehicle and fail to notify us we will not honour any claims made! I have now been forced to look for other insurance companies that will cover the vehicle off road and with a 50mm spring lift. I've had one quote but it will cost me and additional $170.00 per year! The offending insurance company? Australian Alliance (also incorporates Australian Pensioners Insurance Agency). There may be other insurance companies out there with the same policy. Can anyone recommend a better insurance company for 4WD's.

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Reply By: ray - Thursday, Aug 22, 2002 at 00:00

Thursday, Aug 22, 2002 at 00:00
Hi P.G. Tas
I would question the insurance company again. First check with Tassy Road Traffic Authority, if the vehicle is still legal and in Vic. it is then the insurance company should accept it. If you are a member of a 4WD club then contact TCIS http://www.tcis.com.au/index.htm they will accept modifications as long as the vehicle is roadworthy.
Ray
Wanderin 4 Wheelers
AnswerID: 5905

Follow Up By: Troy - Thursday, Aug 22, 2002 at 00:00

Thursday, Aug 22, 2002 at 00:00
tcis will accept member ship of tread lightly instead of club membership too. $27 a year ! and can join online.
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FollowupID: 2573

Follow Up By: Phil- Thursday, Aug 22, 2002 at 00:00

Thursday, Aug 22, 2002 at 00:00
I went thru all of this with my insurance company (GIO) and spring company (Lovells) before lifting my 100 series by 50mm. As long as the lift was within the vehicles ADR specs it was OK. According to my investigations a 50mm lift was within the ADR requirements and the insurance company was OK there was no additional premium.
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FollowupID: 2586

Reply By: Bob - Friday, Aug 23, 2002 at 00:00

Friday, Aug 23, 2002 at 00:00
Simple solution PG stick with the standard suspension - after all it got you through your NT adventure!! Expensive move to modify and you'll find trade offs with a higher vehicle eg highway cornering
AnswerID: 5982

Follow Up By: Graham - Sunday, Aug 25, 2002 at 00:00

Sunday, Aug 25, 2002 at 00:00
Bob dont see many giving good advice like this.......if a vehicles going spend most of its time on a road then dont wast your money and ride/handling quality.

cya
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FollowupID: 2637

Reply By: Smithy - Sunday, Sep 01, 2002 at 00:00

Sunday, Sep 01, 2002 at 00:00
P.G.
I'm currently undergoing the same thing, but checked it out with my insurance co first. I'm with the NRMA in NSW and I am allowed to raise the total height of the vechile 50mm ( not including wheels ) and they'll still insure it. Might be worth a look. Good luck.
AnswerID: 6235

Reply By: Smithy - Sunday, Sep 01, 2002 at 00:00

Sunday, Sep 01, 2002 at 00:00
P.G.
I'm currently undergoing the same thing, but checked it out with my insurance co first. I'm with the NRMA in NSW and I am allowed to raise the total height of the vechile 50mm ( not including wheels ) and they'll still insure it. Might be worth a look. Good luck.
AnswerID: 6236

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