Changing seats - Warning

It wasn't personnal at the beginning but it sure became personnal by the end !!!
It is a very long story but the accessor first tried to give me $7000 less than policy written for he gets extra commisssion if I accept.
Because I did not accept they then said that all the acccessories I had listed didn't exist and that was mainly what the fight was over
I had to proove they existed even though they were notified at time of purchase and I had been paying extra premium for 12 months
The support I recieved from other formites at the time was a real help in beating the Pr**ks
thats the short story ????
Cheers
Barry

Interesting barry, how in the end did you prove it?

Might be time to take photos of every accessory in the truck for evidence, but then again they probably wouldnt believe that either.. :(

Truckster- The mob I was working for before (RACWA) took close to any proof that you could give- I provided an empty box an manual for my stolen GPS and it was replaced. People commonly take video of contents/accessories, and so long as it is listed and conforms with policy docs (something like if its over $750 for an individual accessory you need to get make, model, serials for the Ins Co and some proof eg: photo, video, reciept or old packaging etc) you should be sweet.

I hope the same is not true in WA because I've just removed the rear seats in my Defender so I can get an extra spare tyre, fuel and water jerries in easily. The backs already full with a 60 ltr. Engel and other stuff!
I'll be putting them back in when the Broome and GRR trip is over so I suppose I'd better hope no enthusiastic copper will come poking his nose in.
Hardly likely in WA though as they're only interested in speeders.
Cheers to all.
A.

Alan.
I think you will find it is law in all states.

but think of the 100's of thousands of 4bs out there with the rear seat of seats removed in the sheds (EG GQs with the 7 seats removed)..

I cant understand why they would have issues with LESS seats.. With more yes without doubt, but whats the issue with less?

Funny that eh T.

Some bloke said it was all BS

Some bloke said it was an old Wives Tale

Some bloke recently said . . . The Cops no nothing about it . .

yea I remember him...
Wheres ya proof
wheres ya evidence
where is it in writing
get it for me
while your out get me a footlong chicken terraki subway

shame he never proved otherwise...

Truckster,

You are spot on. We were told it was to make sure it was done properly and then the engineer guy went on about some installs he had seen and how dangerous they were.

It's still a pain in the arse going through all the red tape though but it is unavoidable.

Take it easy.

Quote: why the heck should it matter if a row of seats are removed.(providing no passengers use the floor to sit on)

Its ALL about the vehicle ADR's , and NOTHING to do with safety at all.

Vehicles on the road MUST meet the relevant ADR's , otherwise , they are unroadworthy , and uninsured.

As petty as it is , and I agree that it is . . . thems the rules (or ADR's in THIS case).

All the more reason not to get your vehcile towed to the assesor yard straight after an accident.

Get it towed home, take all your goodies out and put the seats back in! ;-)

Then tell them to come and get it.

Hi Daryl
No I didn't get vehicle back got a 100 series but also a bigger loan now ????
In answer to insurance question I had market value that was the first problem they tried to screw me on, offer $13000 policy for $20000 when queried answer car depreciates each month you have policy ?????
then came the issue over accessories some how they had mystically disappeared from there computor were not listed I had been asking for 6 months for them to be listed on my policy to no avail now I know why ????
In the end what one the case for me was that I happened to have photos of the vehicle with the accessories and lukily I had kept most reciepts by chance and respective manuals and also refusing to accept there numerous offers over the 3 months they did offer a once only offer take it or leave it,or don't get nothing,you can guess what my answer was ??
My best advice is to :-
make sure you read your policy thoughly
Have all accessories listed on your policy ( which is law )
Keep proof of all your purchases
Even service records in my case that went a long way to proove what sort of condition the vehicle was in with market value insurance they have to pay what the fair market value is on your vehicle even if it is less on your policy for example I had an independant registered accessor report done even though I couldn't present the vehicle based on all the info I could supply they valued it $7000 more than the policy
and that is what the insurance company had to pay by law.
At the end of it all I still got screwed on the true vaue of my vehicle but under the cirmstances I got a hell of a beeter deal in the end.
They prey on us poor Bums to buckle under there pressure just keeping fighting them and thats where I got great support from this forum.
Hope this Helps
Barry.