payment methods,

thanks. That was way too easy. Could be dangerous for my account :-(

Be very wary of PayPal - see post 27474

A good post about Paypal that was, I had the same problem...

Sold something on ebay before christmas, buyer hadnt paid by the time we left so let them know we'd be away for 10 days and would post then.

Get back and had received the money...so posted the item...
The buyer then pushed the non receipt of item button...and i went through hell...no customer support...no flexibility other than refund the buyer...

and they had the goods..and I ended up having put funds into my account (as it had been limited) or i couldnt pay for other goods or receive any more money...

It works well when it works....but if it doesnt..your on your own.

Sorry to Semi Hi-Jack the thread

Rev

Another way to pay - not over the internet is through Western Union Money order - available via some newsagents, post offices etc - you pay your money - it is sent immediately via the internet - but safe as houses - as long as you are sure you are going to get the goods of course.
You can also receive money this way - check it out at most post offices.
There is a fee - but safer than credit card details sometimes. worth investigating anyway.

jules

it's a reverse nickname. I couldn't be further from that description.
Plus all the other good screennames were taken, willem, roachie etc etc.....

"Plus all the other good screennames were taken, willem, roachie etc etc....."

Brian...... ;-)

but i want it now!
Might just do what my mum used to do. Cash wrapped in foil, in an envelope. What could go wrong with that?

I use the same idea than Craigww2 but with a 1500 limit. Even then the bank was reluctant to give me such a low limit, perhaps its my millionaire looks (I wish) that made them think it is an odd request.
I did not know about that purchasing limit per month, will have to look into it sometime.
Those who have driven in the US of A will know that hire car company's take a blank docket of your credit card and make you sign it before the car is handed over. Their security to deter the crooks I assume. It worked fine, the correct amount was inserted after the hiring time was over but I was sure glad I had a low limit on my card then.
Klaus

Good Idea. I was a microsecond away from asking that today at St george.
thanks for that. will look into it. better tahn paypal because you don't have to tarnsfer electronically.

Be very careful with these cards. My wife use to work in the credit freud department at a big bank. Let me put it this way - someone gets your credit card number and makes a large transacation - you can dispute it and get your money back without actually having to pay anything and you still have money in your account to use for day to day living.
With a Debit Card they are taking "your" money, if you dispute the transaction then you have to wait for the investigation to be consluded before you get "your" money back and you are left with nothing for day to day expenses. She saw this alot and there is nothing that can be done.
be vary CAREFUL and thin it through before getting a Debit Card.

"With a Debit Card they are taking "your" money,"

thats right, but if there is never any money in the account they can`t take anything from it. My mums Debit card is a totally seperate account from her normal savings and day to day living accounts (she uses a completly different bank for this). First she saves in her normal savings account and when she needs to use credit card, she then transfers the amount she needs across. That way there is very little money in the credit account at any one time, and when there is any substantial amount, it is only for a very short period.
Only reason she got it is she can book her own flights etc on the net where the only way to pay for it is by credit card.

I would be very wary about linking any accounts to a credit account, or using my credit card for day to day living. In my opinion, the more you use a credit card, he more chance there is of someone finding out your details. And when I do need to use it, I`d prefer to make a cash advance from an ATM before using card swipes or sending details over the phone or faxing etc.
Call me paranoid, but I have never had any problems with missing money out of any of my accounts :) .

Cheers.

I had my credit card nicked some years ago and $3300 was spent in a very short time in $300-400 transactions. Fortunately I didn't have to pay it back.

Leroy

you would be suprised at how much banks loose through this type of thing. Most transactions get refunded as there is no sig to prove who it was doing the transaction.

Whats to stop people from spending up on thier credit card and then going home and reporting the card stolen?

I`ve never had to go through this sort of thing and don`t really know how it all works, but I thought you would have to prove somehow that it wasn`t the card holder using the card before the bank would right it off.

I saw something on TV a few weeks ago about this (referring to American Express cards I think) where unemployed people in a small country town were recieving cards with applications through the mail, knowing full well that they could not (and would not) pay it off.
They were spending their limit on the cards, then reporting the card had been stolen or used without authorisation, and got off without paying it back.
BUT it also meant that business owners were not recieving money for the "purchased" items, leaving them out of pocket and going broke. Now most of them wont accept credit cards or request identification when using them.

For the sake of genuine credit card users and retailers, I hope this sort of thing doesn`t catch on or we might find that less and less people are willing to accept them.

I too have used a low limit credit card for international purchases... Anything over a certain(defined by me) $$ value has to be authorised by me, any purchase over the card limit(I place the card in credit when required) also has to be authorised by me...

Paul

Try Western Union telegraphic transfer. I think avail at many newsagents now or get bank to transfer. If I recall the WU was about 50% of the bank cost to send.

Barry

Thanks , will keep you in mind. extermely nice of you.