Australian Pensioners Insurance ?? Insurance generally.

Hi Mike

I've had comprehensive policies with NRMA and they have covered the vehicle anywhere it is legally entitled to be, on or off-road. It sounds like you were given the wrong information. The thing about insurance is that if it doesn't exclude it, then it is included.

I have everything with NRMA cars, boat, camper trailer,trailer everything comprehensively insured and camper is covered everywhere including off road as well as the hilux. Only thing they specified with the hilux is thats its not being used for any events eg Nissan trials, hill climb events etc. They were also the cheapest that I could find. My neighbour works for API after the stories Iv heard from him I wouldnt touch them, probably why my mother who qualifies for a pensioner discount is still with NRMA. Just my thoughts. Regards Steve M

Thanks Mikee5 for your input re APIA v NRMA or CIL as an alternative.

With the positives I heard about APIA I went with them. I did re-ring the NRMA and ask how much. I explained that we already had 2 vehicle fully comp policies with them and 2 CTP insurances and wondered if our “for lifetime no claim bonus” had been taken into account on their first quote and was it transferable from vehicles to first time caravan insurance.

Yes it had been taken into account on their previous quote and Yes the lifetime no claims was transferable to a new caravan – ( a sort of vehicle) policy.

Nevertheless NRMA were a smidge less than $100 dearer than APIA. I thanked the lady and indicated it was time for a change. Interestingly she immediately discounted the policy by 10% (about $40). BUT Still $60 dearer.

To be honest I never really got onto CIL because their call centre was closed on Thursday night went I picked up some advice postings and didn’t reopen until 9.00am Friday when I was supposed to be on route picking up the caravan from the dealer.

Thanks for all your advice. Moving to APIA has saved me at least $60 on this policy.

On the strength of the generous time taken out by you all we have joined ExOz and hope to be able to assist others as we gain more experience in the touring ( for 6 months of the year) in this exciting stage of our retirement.
Kind Regards
SKI’er

Thanks John R for your input re APIA v NRMA or CIL as an alternative.

With the positives I heard about APIA I went with them. I did re-ring the NRMA and ask how much. I explained that we already had 2 vehicle fully comp policies with them and 2 CTP insurances and wondered if our “for lifetime no claim bonus” had been taken into account on their first quote and was it transferable from vehicles to first time caravan insurance.

Yes it had been taken into account on their previous quote and Yes the lifetime no claims was transferable to a new caravan – ( a sort of vehicle) policy.

Nevertheless NRMA were a smidge less than $100 dearer than APIA. I thanked the lady and indicated it was time for a change. Interestingly she immediately discounted the policy by 10% (about $40). BUT Still $60 dearer.

To be honest I never really got onto CIL because their call centre was closed on Thursday night went I picked up some advice postings and didn’t reopen until 9.00am Friday when I was supposed to be on route picking up the caravan from the dealer.

Thanks for all your advice. Moving to APIA has saved me at least $60 on this policy.

On the strength of the generous time taken out by you all we have joined ExOz and hope to be able to assist others as we gain more experience in the touring ( for 6 months of the year) in this exciting stage of our retirement.
Kind Regards
SKI’er

Thanks KeenyCruiser for your input re APIA v NRMA or CIL as an alternative.

With the positives I heard about APIA I went with them. I did re-ring the NRMA and ask how much. I explained that we already had 2 vehicle fully comp policies with them and 2 CTP insurances and wondered if our “for lifetime no claim bonus” had been taken into account on their first quote and was it transferable from vehicles to first time caravan insurance.

Yes it had been taken into account on their previous quote and Yes the lifetime no claims was transferable to a new caravan – ( a sort of vehicle) policy.

Nevertheless NRMA were a smidge less than $100 dearer than APIA. I thanked the lady and indicated it was time for a change. Interestingly she immediately discounted the policy by 10% (about $40). BUT Still $60 dearer.

To be honest I never really got onto CIL because their call centre was closed on Thursday night went I picked up some advice postings and didn’t reopen until 9.00am Friday when I was supposed to be on route picking up the caravan from the dealer.

Thanks for all your advice. Moving to APIA has saved me at least $60 on this policy.

On the strength of the generous time taken out by you all we have joined ExOz and hope to be able to assist others as we gain more experience in the touring ( for 6 months of the year) in this exciting stage of our retirement.
Kind Regards
SKI’er

Hi there Keenycruiser, sorry to hear your loss, theres all ways some scumbag that spoils it for some one. Glad to hear was all sorted and back on track again.Must have been a bloody brillant van and a big one at that. Will have to show my neighbour this forum reply the way he was talking he wouldnt touch them and he works for them and still has his car insured with nrma. Thats the only reason I told my mum to keep her stuff with nrma. Glad they have done the right thing by you and yes have heard nrma like to send there investigators out and give you a grilling, havnt had that happen to me so far but they will cop a mouthful if I ever do make a claim and they do the same to me as they have you, then I will move everything elsewhere just didnt bother when I rang around this year as they were the cheapest for everything and no one else will touch our commodore as its been lowered and a few mods but is all noted on insurance papers so shouldnt be any problems if I have to make a claim hopefully not. Have a great weekend. Regards Steve M

Thanks MrBitchie for your input re APIA v NRMA or CIL as an alternative.

With the positives I heard about APIA I went with them. I did re-ring the NRMA and ask how much. I explained that we already had 2 vehicle fully comp policies with them and 2 CTP insurances and wondered if our “for lifetime no claim bonus” had been taken into account on their first quote and was it transferable from vehicles to first time caravan insurance.

Yes it had been taken into account on their previous quote and Yes the lifetime no claims was transferable to a new caravan – ( a sort of vehicle) policy.

Nevertheless NRMA were a smidge less than $100 dearer than APIA. I thanked the lady and indicated it was time for a change. Interestingly she immediately discounted the policy by 10% (about $40). BUT Still $60 dearer.

To be honest I never really got onto CIL because their call centre was closed on Thursday night went I picked up some advice postings and didn’t reopen until 9.00am Friday when I was supposed to be on route picking up the caravan from the dealer.

Thanks for all your advice. Moving to APIA has saved me at least $60 on this policy.

On the strength of the generous time taken out by you all we have joined ExOz and hope to be able to assist others as we gain more experience in the touring ( for 6 months of the year) in this exciting stage of our retirement.
Kind Regards
SKI’er

We have our Kimberley Kamper insured with CIL as they specialise in Caravan and Camper insurance....I have been more than happy with there prompt service thus far......Worth a look....

Thanks Motherhen & Teabag for your input re APIA v NRMA or CIL as an alternative.

With the positives I heard about APIA I went with them. I did re-ring the NRMA and ask how much. I explained that we already had 2 vehicle fully comp policies with them and 2 CTP insurances and wondered if our “for lifetime no claim bonus” had been taken into account on their first quote and was it transferable from vehicles to first time caravan insurance.

Yes it had been taken into account on their previous quote and Yes the lifetime no claims was transferable to a new caravan – ( a sort of vehicle) policy.

Nevertheless NRMA were a smidge less than $100 dearer than APIA. I thanked the lady and indicated it was time for a change. Interestingly she immediately discounted the policy by 10% (about $40). BUT Still $60 dearer.

To be honest I never really got onto CIL because their call centre was closed on Thursday night went I picked up some advice postings and didn’t reopen until 9.00am Friday when I was supposed to be on route picking up the caravan from the dealer.

Thanks for all your advice. Moving to APIA has saved me at least $60 on this policy.

On the strength of the generous time taken out by you all we have joined ExOz and hope to be able to assist others as we gain more experience in the touring ( for 6 months of the year) in this exciting stage of our retirement.
Kind Regards
SKI’er

Thanks Dave Thomson, Ken J, LPG Pete, andrew B, Tia Maria, LastAussieWorker and Mr Fawltyfor your input re APIA v NRMA or CIL as an alternative.

I am too new to fornums to know how to thank you individually so please forgive the collective thanks bouquet.

With the positives I heard about APIA I went with them. I did re-ring the NRMA and ask how much. I explained that we already had 2 vehicle fully comp policies with them and 2 CTP insurances and wondered if our “for lifetime no claim bonus” had been taken into account on their first quote and was it transferable from vehicles to first time caravan insurance.

Yes it had been taken into account on their previous quote and Yes the lifetime no claims was transferable to a new caravan – ( a sort of vehicle) policy.

Nevertheless NRMA were a smidge less than $100 dearer than APIA. I thanked the lady and indicated it was time for a change. Interestingly she immediately discounted the policy by 10% (about $40). BUT Still $60 dearer.

To be honest I never really got onto CIL because their call centre was closed on Thursday night went I picked up some advice postings and didn’t reopen until 9.00am Friday when I was supposed to be on route picking up the caravan from the dealer.

Thanks for all your advice. Moving to APIA has saved me at least $60 on this policy.

On the strength of the generous time taken out by you all we have joined ExOz and hope to be able to assist others as we gain more experience in the touring ( for 6 months of the year) in this exciting stage of our retirement.
Kind Regards
SKI’er

We had our house with APIA for a very short time when we had a claim for storm damage (A tree branch fell.)
They could quite simply not have been any better.
Prompt, courteous and efficient.
I know it's not van insurance, but when the renewal comes up I'll be giving them a ring.
Cheers