bullbars and insurance

Submitted: Thursday, Jan 25, 2007 at 13:26
ThreadID: 41620 Views:4203 Replies:8 FollowUps:2
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Spoke to the so far helpful insurance company today and yes the bullbar is going to be covered under insurance even though its not on the policy,

so.....just wondering if you have had a standard bullbar replaced (we got one of those typical aluminium ones that every cruiser seems to have), through a claim, and successfully had it replaced with a better one, ie....a winch bullbar.....

any hints on what to say to the right people to get what we want???
they may not even replace it...it may cost less to "fix" it.....just have to wait and see.....its going in on the 12th Feb for a few days to get done....

Laura
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Reply By: Kev M (NSW) - Thursday, Jan 25, 2007 at 13:54

Thursday, Jan 25, 2007 at 13:54
See if they can write the bar off and get the insurance company to pay you for the replacement. That way you can use the money towards the bar that you want.

Have seen it done before and it took a bit of running around to have it done but it ended up working out.

Cheers Kev
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Follow Up By: Diver1 - Thursday, Jan 25, 2007 at 14:16

Thursday, Jan 25, 2007 at 14:16
so i wonder how much $$ we're looking at a write-off for a bullbar...the guy at smash repairs said we'd be looking at $1300 just to fix bullbar....its creased in the middle he said.....fingers crossed hey!!!!

laura
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Follow Up By: Kev M (NSW) - Thursday, Jan 25, 2007 at 16:59

Thursday, Jan 25, 2007 at 16:59
Tell them that you won't accept a repaired bar due to possible safety aspects of the bar being repaired.
A gentle word to the repairer to increase his repair costs would also be of benefit especially if it was increased to similar cost to the new winch bar that you want.

Kev
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Reply By: Member - Toytruck (SA) - Thursday, Jan 25, 2007 at 14:27

Thursday, Jan 25, 2007 at 14:27
Driver1,
like Kev says I would try to get the cash. If the repairer has said 1300 to fix you should get better than that....then buy a good steel winch bar off ebay for a couple of bucks (I payed 100 for mine) get it powder coated and put the change in your pocket.

Toytruck
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Reply By: luch - Thursday, Jan 25, 2007 at 17:29

Thursday, Jan 25, 2007 at 17:29
You shouldn't have much trouble as the alloy bars are worth the same as a steel winch bar

I have seen bars replaced before and all they have had was two or three dents the size of a 10c coin and a bit scratched
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Reply By: Exploder - Thursday, Jan 25, 2007 at 18:39

Thursday, Jan 25, 2007 at 18:39
If ya alloy bar is creased in the middle then it’s basically F**ked and it would cost around the same to get a new one, as you say $1300 just to fix the old one.
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Reply By: Member - Doug T (W.A) - Thursday, Jan 25, 2007 at 20:19

Thursday, Jan 25, 2007 at 20:19
Diver1
Don't know where your at mate but I just been to Midland 4x4 WA and he has some very smart looking Bullbars at $770 , look like they are for either Nissan or Landcruiser Wagons, and I mean SMART with driving lights in them , wrap around,

Doug
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Reply By: sdr00y - Thursday, Jan 25, 2007 at 22:14

Thursday, Jan 25, 2007 at 22:14
I had that exact experience when someone wiped out my bull bar. When I contacted my insurance company I told them I wanted the same manufacturer to supply bar, but as it was ten year old bar I wanted to choose the style to ensure I got the same look and features (ie light mounts and cb aerial mount etc). So I went to the manufacturer and selected the bar I wanted, which included the winch mount (my original one did not), ensured I spoke to the manager at the manufacturer and got him to write the receipt down as 1 x bull bar not 1 x winch bar and the insurance co was none the wiser. Manufacturer shipped the bar to panel shop and sent bill to insurer.

A bit of leg work on my part but but I was better off for it.

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Reply By: chumpion - Thursday, Jan 25, 2007 at 23:06

Thursday, Jan 25, 2007 at 23:06
We had the need to get a new bar last June, and all we said to the repairer was our new bar had to have the same features as our old one. Like a winch mount, and little cut outs in the sides for a high-lift jack. (Ours appears to be an ex-victorian police bar, which is surprising, considering the cruiser came from Perth..)

When we turned up, there was a standard steel bar fitted, without any features. So we called the insurance company, explained what happened. We basically said we were happy with an ARB or TJM bar, but it needed the same features as the old one (ie. a winch fitting).

The smash repairer had a new bar built over the next month or so. The new bar cost over $2200 to manufacture, then had to be modified as it wouldn't fit the first time. And then the first bar they put on had to be paid for...It is exactly the same as the old one though, and looks pretty good.

I guess just be honest with the repairer, and you should be fine.

Cheers,

Chris
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Reply By: Member - Bucky (VIC) - Friday, Jan 26, 2007 at 04:53

Friday, Jan 26, 2007 at 04:53
Laura

Bull bars, especially Aluminium ones cannot be repaired succeccfully. If its got a dint in it, or a crease, it has to be replaced.

Don't let those accessor's try and lie thier way out of it, its all about a cheap job to them,,,,unless you strike it lucky, and find a good one.

As for the cost of the steel bull bar, against the aluminium one , I'm affraid I cannot help you, but I would have thought about the same. then you may have to boost up shockers further down the line ( because of the extra weight )

Other than that, hope you are enjoying the final weeks of your pregnancy

LOL
Bucky
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