CPT and hail damage

Insurance companies are counting on people not reading their renewal notices closely.

I had problems too with Suncorp, My troopy has been ins' with them for over 5 years, This year the renewal refered to it as a utillity , Last year about Sept I notified them of Change of State Rego from Qld to WA , the idiots had the Qld Rego on the renewal , GGrrr Gasp .
Sometimes I wonder

Must be 1 ef up ,,isn't CTP compulsory third party ,got zip /nix/ nil to do with vehicle damage at all , so how can there be a price difference of $40 ,max variation in QLD on the CTP component of vehicle registration only varies by $5/10 between companies touting for your business.

Never accept a CTP renewal - always ring around - even that company and you will get cheaper price on the phone as a "new customer" over a renewal. go figure!

Had the same thing with gio this week. Mine was an 'at fault' windscreen replacement. Queried it, they changed it straight away and I would've saved about the same amount but the wife's on there now (25yo) so the price was about the same. Pays to check up AND shop around. Also on your comprehensive insurance. Mine was down that the vehicle was under finance, but it wasn't, but I never did see that money again...

Are you talking CTP - Compulsory Third Party (Bodily injury) or Comprehensive (vehicle damage) I am lost? What has hail damage got to do with bodily injury?

This is why they corrected it and knocked the $40 off. But if the driver had a at fault accident then this is taken into accouint for third party injury as they figure if you've had a crash already then the chances are you may have another and injure someone

I think most are missing the point Chris is making, to check you policy/renewal and save yourself money. Do you really think the chick sitting at her desk processing insurance policies day in and day out gives a rats if your under insured or correctly insured, it's not going into her pocket if you pay an extra $40 , or her getting away with paying the claim for only half the market value of the vehicles true value. I think you'll find it will be mostly human error, not so much that they are out to try and rip you off. And NO...I don't work for an insurance company....lol