Insurance with Front Tow Bar?

do you have a bull bar attatched?

if the bull bar is steel, there should be on opening for a winch , bolt in a reese coupling (removablehitch type). if necessary hide it behind number plte or describe it as a jacking point

Why not ask your insurance company if you are so concerned??
You will obviously need to speak to the right person rather than the call centre girl who answers the phone.

Surely the only reason it would an issue with an insurer is if you DID have airbags AND you managed to set it/them off by pushing your c'van. Note: this highly unlikely anyway, as the air bags are designed so they won't go off unless the vehicle is in a collision of over (about) 30k/h. So, simply attaching a c'van to the bullbar and pushing it along a driveway, would not, under any normal circumstances, set-off the air bag.

The insurer would have to prove that the claim you were lodging was caused by the change/s you had made to the vehicle.

I think the more likely issue you could have would be with the "authorities".....but only if you were to leave the towbar poking out all the time; which you wouldn't be likely to do. As said above, fit a Haymen Reece receiver and then you can slot in the tongue only when you need to use it.

Hi Mike,

i have a 2002 Prado with a steels bull bar and i made my own front tow bar which i use for pushing and i also have a ARB steel insert with a shakel for the moments when i need a tow and i have included the front tow bar in the accessories list with the RACV and they have no problems with it. I also have no airbags.

So far i have not had any issues with the authorities on any of my trips.

Good luck.