Which bank is the best option?

Just a quick thing about daily limits on cards, what you may want to do is put a low daily card limit of say $300.00 per day and if you need more or you have to do a transaction over the daily limit you just phone the bank and they will alter it straight away for that transaction.

Just in case you loose your card or it gets stolen.

Regards Richard

no but they have just bought in fees like all the other banks

steve

Davoe, You beat me to it mate.....

As a banker with over 37 years experience behind me (and still going......... and going.........and going.......hahaha), I agree that if you are happy with your present banking arrangements, stick with them and use EFTPOS for your cash-out requirements.

Even if you decided that you wanted to use the occasional "foreign" ATM from time to time, given that the fee is around $1.00 or $1.50, you're hardly gunna notice it when you take into account that it's the equivalent of less than a litre of diesel.

If you're not happy with your current bank anyway, why not shop around. As an example, the bank I work for has an arrangement whereby, if you have certain banking products, you can have a "package" that means you don't pay any fees for using ANY brand of ATM anywhere in the country.....

And if he calls into you on his way up and takes a credit card from you, will you give him $1,000free credit when he opens the account. LOL If you do, I might just beat him to it.

mfewster,
Yes, I'll put my hand up for that information, as it sounds interesting.
I would like more details and assistance on how to set it up please.

Mainey . . .

OK Mainey
This may be a little lengthy. If any of it isn't clear. let me know via the forum and we may find it easier to do via email. I'll do it in two stages. Stage 1 is setting up a thumbdrive. Stage 2 is doing the encryption.
What we are doing is making sure that all your data stays with you on the thumbdrive and can't be tracked by keystroke recorders or other gadgets that might record your info off any computer that you happen to plug into, or be decoded if you lose the thumbdrive
Get a thumbdrive. I'd suggest 1 or 2 gb, but I have made this work on a 512 mb drive. Make sure it is USB 2.0 (there are some very cheap USB 1.0 drives around.
We are going to put a special web browser, email package and writing program onto the thumbdrive. These are very small programs designed for the thumbdrive, but work well. You will be able to store all the sites you normally go to and send and receive mail and have your address book with you at all times.
Go to http://portableapps.com/suite
Download either the full suite or the lite version. Follow the instructions on the site to set your thumbdrive up with a working web browser, and email. You also will need one of the word processor or notepad applications because that is where we will save and encrypt passwords and any other info you want to travel with. We will cut and paste passwords into web sites from this file so you never use the keyboard to type this info in.
Gotta go. Let me know when you have done this bit.