Insurance for vehicle and camper

Submitted: Tuesday, Jan 06, 2009 at 17:55
ThreadID: 64857 Views:1482 Replies:5 FollowUps:1
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I need to insure my 93 Patrol valued at about 13 grand and a camper trailer valued at the same. I got a renewal from RAC in perth for about $700 for the car but when i told them i was travelling round Aus for an indefinite period they didn't want to know me.

Is anyone with a company that insures for travelling and specializes in this sort of thing and can you please give me some rough ideas on prices. If you have contact numbers that would be greatly appreciated. Thanks.
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Reply By: Member - Graham H (QLD) - Tuesday, Jan 06, 2009 at 18:11

Tuesday, Jan 06, 2009 at 18:11
Try Affinity insurance Brokers or DGA.
They both use the same insurer but quote slightly different rates

I have a Cruiser insured with Affinity for market value (about $55,000) plus $11,000 of extras for under $700. Anywhere in Australia.
They also gave me household contents insurance even though I dont have a house when no one else would.

Eg stuff in the car is not insured under the caravan policy, is classed as contents and an extension of a house policy.
This is a bit difficult when your van is your house.
AnswerID: 342897

Reply By: Member - Matt & Caz H (QLD) - Tuesday, Jan 06, 2009 at 19:04

Tuesday, Jan 06, 2009 at 19:04
Hi,

Our Fourby is insured with Suncorp and our van is with CIL we are currently traveling oz indefinately.

Cheers
Matt Caz & kids
AnswerID: 342905

Follow Up By: Member - Graham H (QLD) - Tuesday, Jan 06, 2009 at 20:01

Tuesday, Jan 06, 2009 at 20:01
Mine was with Suncorp till I told them what accessories I wanted covered and the premium was already more than Affinity and they said "Thats fine we will just up your excess to $900"
Thats why I'm with Affinity.
The Van is still with Suncorp as are items in the van or Annexe however if I took the Waeco out of the unlockable annexe and put it in my lockable and alarmed car they wouldnt cover it or anything else I carried in the car that was originally in the van or annexe.
Make sense well I dont think so.
Affinity however did a policy specially that covers my stuff when its in the car but not the van.
Insurance companies in general p**s me off greatly.
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FollowupID: 610641

Reply By: Member - Oldbaz. NSW. - Wednesday, Jan 07, 2009 at 09:18

Wednesday, Jan 07, 2009 at 09:18
I have gone to NRMA for my C/t. They offer agreed value for the life of the policy. That is..insure now for $10k, still insured for same
in ten years or longer. Premium rises ?? Who knows...oldbaz.
AnswerID: 343002

Reply By: Member - Matt & Caz H (QLD) - Wednesday, Jan 07, 2009 at 12:20

Wednesday, Jan 07, 2009 at 12:20
Yes, Insurance a necessary evil....................
AnswerID: 343039

Reply By: Kirk and Jeanette - Wednesday, Jan 07, 2009 at 17:00

Wednesday, Jan 07, 2009 at 17:00
Thanks folks. Might give Affinity a call and see what they come up with.Yes insurance is an evil and probably necessary too although with the cost these days one has to weigh up the cost of the vehicle against the premiums for years and whether you end up paying for the vehicle say every 10 years or so anyway.Once again we pay for those who probably qualify for the Darwin awards. Cheers
AnswerID: 343079

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