Stupidity at it best

Juuuust possibly it may have been a JOKE.
Of course you see 2 story vans with sun decks everywhere.

Regards Philip A

Maybe the premiums are just as stupid you be the JUDGE

On our last trip north I got stuck behind a Ford Falcon towing dual axle monster van. He was drifting all over the road and couldn't go faster than 80 klm! The worst part was, it was obvious he had no intention of making it easy for me to overtake him.

On the way home after at Xmas I saw one of the daftest things ever!!! A Rav4 towing a dual axle van along Roe highway in Perth. The van was swaying beatifuly, both roof vents still were up, as was the TV aerial. As I passed him I couldn't believe how much the van was nose down and the car was arse down, like nothing I have ever seen before. He was doing a brilliant 70klm in a 100 zone.

Cheers,

Muzz

Guys & Girls,

Insurance came up on another forum and I mentioned the price difference by going to APIA.

Last year I consolidated all my insurances.(2 cars & 2 houses) with a large motoring organisation who gave me a multi policy discount....wow!!!!

This year, both my car premiums increased and, carelessly, the y are both due on the same day. Here are the price differences


Current Insurer

Toyota LC200 $1300
Mercedes Benz E320 $1600

APIA

LC200 $950
MB $930

Criticise APIA all you like, with premium price savings like that, you know who I am insuring with this year. And, in case you don't know, you have to over 50 and working less than 20hrs a week I think it is.

As for the ad...., come on, nobody takes that seriously. You cannot legally tow a van with an ATM greater than the towing capacity of the tow vehicle and, in the case of the ad, the car has a towing capacity of around 1200kg I would suspect. The van, if such a thing ever existed would have an ATM of around 3000kg.

And one other thing about towing and speed. Most sensible vanners don't go much over 90kmh. I would much rather tow safely and avoid an accident that could not only wipe out my expensive retirement investment but the lives of myself, wife and a few others to boot, than to please some impatient b****d behind who will have plenty of overtaking opportunities every 6-7km.

Having turned 50 a month ago I chaged to them also for the F truck - more than halved my policy cost from SGIO.

Yes I too am 65% no claims, and a 30 year driving history with no accidents!.

APIA even had an agreed value insurance policy where i could cover my vehicle for EVERYTHING including all the mods/accessories I have made to it for better towing.

What I don't know is what they are like to claim with? (Many seem to kiss your butt when your giving them money BUT can be questionable to deal with at claim time I am told by others).

Anyone had claims experience with APIA care to comment?

Cheers!

It appears to be "sixes and sevens" when it comes to APIA.

When we got to the stage of "qualifying" for their coverage we looked for quotes on house, contents, two cars both Greenslip and Comprehensive not to mention boat and campertrailer/caravan insurance.

APIA were way out of line with our current insurer, dearer by enough to be laughable.

Just love their advertising catch line.

What do they say?
"We don't charge you extra to pay by the month"

What do they actually mean?
"We don't give you a discount should you pay up to a year in advance".

They do seem to be more than competitive in some instances. I suspect that they are "cherry picking" the business they are prepared to accept and "costing" away those people who live in "higher risk" areas.

Ian.

They are all the same, I love that Shannons add that says
"We will insure you daily driver"
My daily driver is a V8 ute and they said sorry mate but we only insure enthusiasts, if your not in a car club with it and attending shows we dont want it.
Thats on two seperate occassions so you see they all lie and just pick and choose what they want. Youi give me the best deal of all of them, $300 per annum cheaper than NRMA who was the second cheapest.

I have 2 vehicles. a caravan and a home & contents policy with APIA. By the way their claim service is V good, its handled by AAMI.

I price all policies as they come due, and APIA is the cheapest for me. I have the 50 year rebate from RACV (15%?) and they are far more expensive, even allowing the rebate!

APIA for me too. They were the cheapest by a mile on my van. Curiously though they weren't in the ballpark for any of my other insurance, house and contents or car.