4wd Insurance

DGA will insure it for whatever you want on an agreed policy, but you will need to have a valuer value it.

Cheers
Dave

Jeff

Best to talk to an insurance broker, TCIS is the one I use, and get them to try and place your requirements with an insurance company dealing in specialised requirements.

I had a similar problem with ‘The Landy’ as guidebook valuation for a standard Defender 130 (1995) was around $5-8K at the time. I rebuilt the whole vehicle in 2006 and set it up for touring at a cost substantially in excess of this.

I obtained a valuation from Pickles Auctions and essentially I nominated a valuation which was fair and reasonable and was based on the total cost, adjusted by taking out the labour costs. Pickles agreed and issued a valuation to the insurance company.

What I think you and others need to be realistic about is that you will most likely never be able to cover the full cost of accessories, or modification work done, and you will usually need to ‘underwrite’ some of those costs through a lower agreed valuation (versus total cost).

Mind you the cost of insuring ‘The Landy’ is fairly high when you compare it to later model vehicles with higher agreed valuations, such is the nuance of going down a customise route with older vehicles.
Good luck with it....

This may give you a comparrison.I have a 2001 Troopy which is insured with RAC for an agreed value of $27200 and my premium is $526 per annum.

Another little "trick" that the insurance companies pull with an Agreed Value policy is that they quietly revert it to Market Value either at the first or second renewal ie; 12 or 24 months after the initial valuation. If you want to continue with an Agreed Value policy you will usually have to have the vehicle revalued every two years.

Have you tried Shannons? They do enthusiasts vehicles and are way cheaper than the main stream mob.

Yeah thanks all I agree with everyone on this, it's just a bit fustrating. I'll keep shopping around

Regards...............jeff

Hi Jeff. I have an 04 Prado and a 2000 VS Commodore ute insured with Shannons. They initially gave me a very good agreed value around 2.5 years ago. It has reduced a bit over the last two renewals but is still above market value. The ute was a special low mileage V8 that I found and purchased. I then put performance brakes, VX wheels and tyres and LPG. They gave me very generous agreed value and then allowed the cost of the modifications to be added to it. It also has reduced over the last 2.5 years but is still way above market value also. Their policy has an extensive cover and was better than my old ins. company. Haven't had to claim with either company so can't compare that. Shannons also allow PBTM at no extra cost which is excellent. Hope that helps. Bob.

I got a very boring sell me insurance call from commonwealth bank but they did say I could have my own insured amount but you would however probably pay for it.
A bad AAMI story my son had a accident clearly other driver fault it was a right off they towed it away in the days following they couldn't find the car so he could get his gear out. It had sat in the rain in a yard so all his gear was ruined and some one had ripped off all his recovery gear AAMI took no responsibilty.

RAA did the best value for our 2007 troope.

Try Affinity Insurance Brokers 1300 655 850

I have my 100ser and $10000 worth of extra insured with them also my Caravan and all my contents for both in the van and the car or outside

They were $369 cheaper than CIL for van insurance