Insurance ??

Submitted: Monday, Jun 07, 2010 at 08:26
ThreadID: 79133 Views:2505 Replies:7 FollowUps:9
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Seen a ad on telly for insurance that said if they couldnt beat certain companies insurance premiums they would give you $50 , so out interest I rang them as I was pretty sure they wouldnt beat my company as I had 65% no claim bonus , multi policy discounts and 20% discount years if insurance and I also am a gold member !
My current company heads the list of the most complained about companies on the " Not Good Enough " website and also was featured on the Today Tonight show about how the were ripping off policy holders who were claiming against them so I am very concerned about being with them ( 33 years ! )
On a Toyota Hilux SR5 Twin Cab Turbo and Toyota Echo the price was $ 349.97 cheaper than my current insurer .
The company is currently 2010 Insurer of the year ! The girl on the ad is the French Girl " Michelle " .
I guess many others have got insurance with this company , my question is are you happy with them ? Is there any thing to be aware of ?
Regards
Ken
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Reply By: Sir Kev & Darkie - Monday, Jun 07, 2010 at 08:29

Monday, Jun 07, 2010 at 08:29
Ken,

Would you care to tell those of us who don't watch telly what company you are talking about?


Cheers Kev


Russell Coight:
He was presented with a difficult decision: push on into the stretching deserts, or return home to his wife.

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Follow Up By: Member - TonBon (NSW) - Monday, Jun 07, 2010 at 08:34

Monday, Jun 07, 2010 at 08:34
Hey Kev, so you wont be watching TV when NSW give you cane toads a flogging? HAHAHA. (Sorry couldnt resist)
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Follow Up By: Sir Kev & Darkie - Monday, Jun 07, 2010 at 08:45

Monday, Jun 07, 2010 at 08:45
I only watch footy not ads ;)


Russell Coight:
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Follow Up By: Ken S - Monday, Jun 07, 2010 at 09:15

Monday, Jun 07, 2010 at 09:15
Sorry Kev , didnt want it to sound like I was floggiing the company Budget Direct
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Follow Up By: Sir Kev & Darkie - Monday, Jun 07, 2010 at 09:23

Monday, Jun 07, 2010 at 09:23
Thanks Ken :)


Russell Coight:
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Follow Up By: Member - barry F (NSW) - Monday, Jun 07, 2010 at 09:28

Monday, Jun 07, 2010 at 09:28
Hey TonBon, Kev is not able to watch Telly as Qld don't have electricity yet, they are a bit backward up that way LOL
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Reply By: Member - Graham H (QLD) - Monday, Jun 07, 2010 at 08:52

Monday, Jun 07, 2010 at 08:52
You are talking about Bujee Direct I take it

I did their online quote and they wouldnt touch my fourby because of the list of accessories.

Didnt even get to the price page on the quote.

Always look to see who is the underwriter as Suncorp and I had a falling out over my Cruiser and the conditions of the house insurance.

I recently insured my new house with APIA who are actually owned by Suncorp apparently but have much more adaptable policies.

Any company is only as good as their claim satisfaction anyway.

AAMI seem to be quite good here but in NZ, before I left, no one would touch them as it appeared the assesors were paying you out of their own pockets they were that mean with claims.
AnswerID: 419879

Follow Up By: Ken S - Monday, Jun 07, 2010 at 09:13

Monday, Jun 07, 2010 at 09:13
Budgeedirect wei !
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Follow Up By: Member - Mark E (VIC) - Monday, Jun 07, 2010 at 23:37

Monday, Jun 07, 2010 at 23:37
My cruiser similar to yours and a 'fair' list of accessories and I have been insured with them for a number of years and had one claim....no hassle at all.... need to persevere a bit I think.

Cheers,

Mark
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Follow Up By: Member - Mark E (VIC) - Monday, Jun 07, 2010 at 23:38

Monday, Jun 07, 2010 at 23:38
Ps....Maybe they prefer the poverty packs.... ;-)

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Reply By: MrBitchi (QLD) - Monday, Jun 07, 2010 at 09:27

Monday, Jun 07, 2010 at 09:27
Got the Paj insured with them. Haven't had a claim yet so who really knows.
AnswerID: 419882

Reply By: Mark S (cns) - Monday, Jun 07, 2010 at 09:36

Monday, Jun 07, 2010 at 09:36
Hi Ken
I have used them before (budget direct - don't be scared to say the name). Never had any dramas over the few years I had with them. I had one small claim with them and it was so easy - go to one repairer of your choice (not three) and the repairer takes photos and sends in quote for approval.

Only reason I am not with them now is I shop around to check prices every year, and after a coupla years their prices crept up (like all the other insurance companies) and I am now with Allianz (who use the same underwriter).
Maybe this year I will go back to them, depending on whether my current insurer decides to charge more for a vehicle that is a year older & depreciated `$3k...

Don't be fooled into thinking that because you stay loyal to one company, they will return the favour with so-called "multiple policy, been a member for x years etc". You have seen now that, no matter how many years you are with one company, you are just a policy number.
AnswerID: 419884

Follow Up By: The Landy - Monday, Jun 07, 2010 at 12:25

Monday, Jun 07, 2010 at 12:25
“Maybe this year I will go back to them, depending on whether my current insurer decides to charge more for a vehicle that is a year older & depreciated `$3k...”

As a general rule of thumb...As vehicles age the cost of insurance as a percentage of the value of the car will go up.

Cheers, The Landy
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Reply By: OREJAP - Monday, Jun 07, 2010 at 10:46

Monday, Jun 07, 2010 at 10:46
Recently on a Current Affairs program BOOJAY direct were named as Insurance company of the year!! They also announced... " Which bank" was top bank with the NAB 2nd!! I was with APIA but like others I shop around every year & now with CGU. I pay $360 on a 2009 VRX Pajero Did including W/screen. Insurance company's are like warranties....you never know what you are getting until you use them!!!
AnswerID: 419898

Reply By: Ken S - Monday, Jun 07, 2010 at 17:43

Monday, Jun 07, 2010 at 17:43
Thanks for the replies , looks like I will give the old company the flick after being loyal for 33 years ( it worries me to find out the company I am with is more hated than Telstra )
AnswerID: 419946

Reply By: nowimnumberone - Monday, Jun 07, 2010 at 17:49

Monday, Jun 07, 2010 at 17:49
we have used budget for both our cars for about 5 years.
when i went to insure thee pajero (1 month ago)they were still the cheapest untill someone told be to try virgin insurance.they were cheaper again.
we did try to claime with budget once(minor accidend)but the couldnt find the lady who ran the mrs of the road after months of trying.i just cut and polished the car and all was good.
cheers
AnswerID: 419949

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