contents insurance while travelling

Submitted: Tuesday, Jun 15, 2010 at 15:21
ThreadID: 79368 Views:4669 Replies:3 FollowUps:7
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Hi, I know there are some of you out there who are travelling Australia for more then a few weeks. My question is for those who have sold their house and put their contents in a container. Who do you get to insure your contents? We are hoping to travell for 6 months and then get our container trucked over to Cairns, when we get there. The container is stored at a friends house, behind a locked gate. I have googled but, for the first time, google has let me down! I can's seem to find any information on this (except uk sites). Hopefully someone in exploreoz land has some knowledge!
Thanks
Michelle
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Reply By: Mark, Michelle & Abraham (NT) - Tuesday, Jun 15, 2010 at 20:26

Tuesday, Jun 15, 2010 at 20:26
Hi Michelle
we are about to head to Tanzania for 2 years and have all our stuff in our container at a family farm down south for the duration. Suncorp offer transit and storage insurance without any real problems and that is who we have used. (We also have our vehicle and two rental properties insured through them but that did not come into the equation. Only problem was that we could not pay by the month, had to pay 12 months up front and renew in 12months but that is not a real problem. Even have the camper trailer in the container though that is insured through TCIS.
Hope this helps
Mark
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AnswerID: 420958

Follow Up By: Member - Graham H (QLD) - Tuesday, Jun 15, 2010 at 21:18

Tuesday, Jun 15, 2010 at 21:18
Strange When we sold our house and went travelling Suncorp refused us Contents insurance because we didnt own a house. I argued that the van is our home but no, they flatly refused.

They also wouldnt insure what we had in a storage shed. We had to insure it through a company specialising in that sort of insurance.

So stuff them we have all our insurance including our new house with someone else at better rates..


They do offer transit insurance but not in a van nor in a paid storage shed they told me.

They would insure the van and what was in it as part of that ($2000 worth) and in the annexe which wasnt lockable but if I put the same stuff in my locked and alarmed car they refused cover.

I got the van and $11,000 contents for less than they wanted for just the van.

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Follow Up By: Mark-n-Troods - Tuesday, Jun 15, 2010 at 21:49

Tuesday, Jun 15, 2010 at 21:49
Hi Graham, Can you say who the insurance company is that specialised in insurance for contents in a storage shed, as this is something we are looking for??
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FollowupID: 691196

Follow Up By: Bap - Tuesday, Jun 15, 2010 at 22:54

Tuesday, Jun 15, 2010 at 22:54
Thanks Mark, will give them a call in the morning. Had a look at their website and one of the details they may have a problem with is the time we want the container to arrive - we don't know that yet! When we get to Cairns we will need to find a house and a job so, until then, the container will be here in WA. Also, as Graham has mentioned, we no longer have a house so that might be an issue as well. Will find out tomorrow.
Michelle
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FollowupID: 691214

Follow Up By: Member - Graham H (QLD) - Wednesday, Jun 16, 2010 at 07:59

Wednesday, Jun 16, 2010 at 07:59
We used a shed at Storage King at Caboolture and they have a company that does it. Cost about $200 each 6 month period for $40,000 worth of stuff.
Havent got the paperwork with me so cant remember the name

You could ring them and ask them I guess. The guy is quite helpful.




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FollowupID: 691234

Follow Up By: Member - Graham H (QLD) - Wednesday, Jun 16, 2010 at 08:50

Wednesday, Jun 16, 2010 at 08:50
Woops was Fort Knox Storage we used as they had the newest and cheapest sheds in that area.

Sorry they all look the same.


The insurance is arranged through AON insurance Brokers and is (Was) $1.10 per $1000 per month.


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FollowupID: 691242

Follow Up By: Bap - Wednesday, Jun 16, 2010 at 11:59

Wednesday, Jun 16, 2010 at 11:59
Just rang suncorp and they won't give us contents insurance because we don't have house insurance with them. Also if it was in a commercial compound then they would.
May just have to rely on the 3 guard dogs!!
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FollowupID: 691275

Reply By: Member - Matt & Caz H (QLD) - Wednesday, Jun 16, 2010 at 08:07

Wednesday, Jun 16, 2010 at 08:07
Hi Michelle,

We did 18mths around oz after selling the house. We stored our stuff in a 20ft container at my in-laws place - we didn't have it insured to be honest I didn't really think about it - my in laws do have 2 big black dogs though!!!

Cheers
AnswerID: 421019

Reply By: Spade Newsom - Wednesday, Jun 16, 2010 at 17:04

Wednesday, Jun 16, 2010 at 17:04
Very difficult unless the container is also contained within a commercial storage facility.
AnswerID: 421074

Follow Up By: Bap - Wednesday, Jun 16, 2010 at 19:50

Wednesday, Jun 16, 2010 at 19:50
Yea, that's what i'm finding.
I would have thought insurance for your contents while they are packed in a 20 foot, padlocked, flippen heavy container behind a padlocked gate would be a 'better' or lower risk insurance then contents in a house where they could smash a window and grab whatever they want! But I guess if anything gets stolen from the container...it would be the whole lot!
Or am I just being ignorant??
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FollowupID: 691363

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