Jayco camper trailer insurance

Unless you can afford to pay for the cost of any loss or damage to the camper if it was stolen, destroyed in an accident or damaged by fire, then it is prudent and reasonably inexpensive to insure it comprehensively. Premiums would usually differ based on value, usage etc.

Consider also the value of accessories and contents you may carry with the van. and contemplate accidental and or malicious damage caused by uninsured others, not every one has insurance and who will pay if you are uninsured?

Seek a couple of quotes from well known specialist Camper/Van insurers to get a better understanding of the cost to insure the particular Swan Camper you are looking to buy.
Happy camping.
Bob

Camper trailers are regularly stolen, they are the thieves delight - and they sell easily for quick, big dollars to people who don't ask questions.

I can remember walking through the Kensington (W.A.) office of a fibreglass boat repairers shop (with the owner) more than 20 years ago. I was getting a Kenworth truck bonnet repaired by him.

On the wall of the office were dozens and dozens of photos, of lots of really nice boats - and some big ones, too.

I innocently said to the owner, "Oh, so these are all your past repair jobs, are they?"

"No," he replied. "They are all photos of stolen boats, provided by owners and the police, that I have to keep a lookout for! The thieves ship them to the other side of the country, most of those were stolen in the Eastern States!".

Cheers, Ron.

The advice already provided relates to worst case scenarios. Consider also a situation where the trailer might be damaged and has to be transported on a flat top. The costs of recovery in a remote environment, accomodation costs on the route home, finding repairers when you get home and dealing with the whole process of getting it back to its pre accident condition are all considerations to factor in. An insurance company deals with all this as well as the recovery if someone else caused the damage.
If your trailer was worth say less than $3000 you might weigh up whether to insure or not although there is still a legal liability exposure to consider. While the trailer is attached to a towing vehicle the liability attaches to the towing vehicle but it isn't always attached to a vehicle. This is a minor risk but it exists. As others have said the cost is not great and generally much cheaper than for a car of similar value. When shopping around look for the extras like contents of the trailer, recovery costs, guarantee on repairs etc.
Enjoy the Swan and let someone else worry about protecting it.

Ken

For a few hundred dollars you will covered for theft and damage. If you are buying a newish one it will probably be $20k+ and well worth insuring.

What an odd question.
Do you insure your car or house, wifes diamond wedding ring etc.?

If its expensive and there's a risk of something bad happening to it then insure it.

Just an update I did a rough quote online with Nrma based on a new outback swan assiming it had most accessories fitted quote came back at nearly $800 are they serious? For a van that won't even be used as much as a car!!!