Insurance

Submitted: Friday, Jun 18, 2004 at 09:38
ThreadID: 13885 Views:1562 Replies:9 FollowUps:7
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We have recently purchased a tent trailer. I have asked AAMI if they will insure
it for me, and they said that they don't insure them.
Does anyone know of a reputable insurance agency that I can approach?
Cheers,
Jim.
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Reply By: Vince NSW - Friday, Jun 18, 2004 at 09:47

Friday, Jun 18, 2004 at 09:47
Jim
Try calling it a camper and see what they say. I have mine via the local AMP agent
Vince
AnswerID: 63714

Follow Up By: cokeaddict - Friday, Jun 18, 2004 at 14:35

Friday, Jun 18, 2004 at 14:35
Interesting point that Jim, I'm wondering if your car is insured with AAMI ?
If it is, I would be calling NRMA and trasnfering it over then you would be insured for your trailer too. And if you really want a discount, get all your other i9nsurances transfered over too, you will be amazed what you will save per year. I did it, and the saving go into some trips i do.

Said it before and ill say it again, i cant understand why anyone would insure with AAMI at all, not very good PR or cover for my liking. Just hope you never have to find out.

regards Angelo
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FollowupID: 324915

Reply By: Member - Penguin (NSW) - Friday, Jun 18, 2004 at 09:54

Friday, Jun 18, 2004 at 09:54
We have our camper trailer insured with NRMA. Mind you, it's a Jayco pop top so they may class it as a caravan. Give them a try.
AnswerID: 63716

Follow Up By: flappan - Friday, Jun 18, 2004 at 10:40

Friday, Jun 18, 2004 at 10:40
NRMA insure our Camper Trailer and not as a caravan.
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FollowupID: 324884

Reply By: Member - Karl - Friday, Jun 18, 2004 at 10:18

Friday, Jun 18, 2004 at 10:18
Try TCIS. I think their website is www.tcis.com.au.
AnswerID: 63721

Reply By: Gajm (VIC) - Friday, Jun 18, 2004 at 11:13

Friday, Jun 18, 2004 at 11:13
I have a Trak Shak insured with AAMI, they put it under caravan insurance. When I initialy called I was told they don't cover camper trailers, or even my 4wd if it was used off road "the risk is just too high", I asked a few more questions and gave my opinion on how that was ridiculous and hung up a little stunned, then I called back thinking maybe me using the term "off road" was what the problem was, and got a different person.

I told him what I was told not more than 15 mins ago and he told me that was all wrong, and they do insure Camper trailers, and certainly cover 4wd's as long as the track is on a map, and that you don't do anything they deem as intentional, ie: "crossing a flooded river that was so deep it ends up washing your car away"...they'd see that as intentional and not cover you.

So call back, and ask to speak to someone else if you still want to go with AAMI, I only have the camper insured with them, and can't tell you what they are like in regards to claims. I think we all live in fear of finding out that part of our insurance cover
AnswerID: 63731

Follow Up By: Member - Ivan (ACT) - Friday, Jun 18, 2004 at 17:59

Friday, Jun 18, 2004 at 17:59
Mate - I follow (and agree) with your logic, but it just goes to show - you need it in print - exactly what ARE you insured for ?? ;-)

Imagine getting Dude No 1 above assessing your car for a claim, and you say, "but Dude No 2 said..."
Cheers,

Ivan
2008 D4D Prado

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FollowupID: 324938

Follow Up By: Truckster (Vic) - Friday, Jun 18, 2004 at 22:29

Friday, Jun 18, 2004 at 22:29
Im with Ivan on this, no 2 people have ever got the same answer from AAMI.. I wouldnt insure used toilet paper with them.
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FollowupID: 324984

Follow Up By: Gajm (VIC) - Saturday, Jun 19, 2004 at 01:48

Saturday, Jun 19, 2004 at 01:48
I'm about to give NRMA a go, I have to admit I don't like the camper trailer under the title of caravan insurance, it just doesn't sit right. I was in a hurry at the time to get cover organised for when I picked it up, right now I'm doing a few home renovations so going away doesn't seem on the cards for a while.

I thought it should be safe enough locked in the back yard till I plan another trip and then I'll change companies. Surely till then AAMI would cover it for theft. I can't see a trusted business like an insurance company trying to weasel out of coverage for any reason....

Apart from the backyard isn't a track marked on any map or they have no listings of any "Trak Shak" brand caravans.....anyone tell me how some people sleep at night?

One thing I know is that I definitely am not covered if I lose it due to a nuclear war, which sucks as that would have been my first concern too.
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FollowupID: 324999

Reply By: ZEDjay - Friday, Jun 18, 2004 at 11:34

Friday, Jun 18, 2004 at 11:34
Hi Jim,

We had heaps of hassle getting our campervan insured (including the fitout and contents)
I found CIL easy and straightforward to deal with.
They are part of the Vero group
1800 112 481

ZedJay
AnswerID: 63742

Follow Up By: steve - Friday, Jun 18, 2004 at 18:20

Friday, Jun 18, 2004 at 18:20
Our camper trailer is also with CIL. Just filled out the form at local caravan dealer, told them what we thought it was worth, and that was it. No inspection, photos or anything. Very easy.

Steve
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FollowupID: 324941

Follow Up By: Puddin (Sydney) - Saturday, Jun 19, 2004 at 14:47

Saturday, Jun 19, 2004 at 14:47
Our KK + all accessories is also insured with CIL.
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FollowupID: 325039

Reply By: Member - Landie - Friday, Jun 18, 2004 at 11:36

Friday, Jun 18, 2004 at 11:36
NRMA insure my KK without any hassle.
AnswerID: 63743

Reply By: madcow - Friday, Jun 18, 2004 at 13:50

Friday, Jun 18, 2004 at 13:50
I had mine with GIO but have changed it to RACV with no issues. Be aware that some companies will not insure an annexe if it is over 7 years old. Who knows why?
AnswerID: 63765

Reply By: Member - Graham T (VIC) - Friday, Jun 18, 2004 at 14:16

Friday, Jun 18, 2004 at 14:16
Hi Jim,

We are with the "over 50's", both the Prado and Jayco Finch. Absolutely no probs.

Cheers.
AnswerID: 63769

Reply By: Member - Camper (SA) - Friday, Jun 18, 2004 at 15:45

Friday, Jun 18, 2004 at 15:45
Ours is with SGIC in SA
Called a folding camper. (The trailer that is. That description only describes me on some days)
$58.61 per annum
Camper
AnswerID: 63777

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