Best 4x4 Insurance

I . W . A . S . G . O . I . N. G. T. O. A. N. S. W. E. R. B. U. T. I. A. M. H. Y. P. N. O. T. I. S. E. D. B. Y. Y. O. U. R. R. I. G. P. I. C.

NewMan..

i'm insured with GIO, very reasonable rates, $854.00 per year and good service without too many limitations on standard - lightly modified fourbees... worth checking into ..

steve

Allianz wouldn't insure me because accessories totalled more than 10% of car value.
I went with Elders and they've been most accommodating. Provided you list everything accessory wise they'll cover you wherever and whenever (other than comps) which suits me just fine. Costs me about $500 pa after NCB.
Hope this helps

Try searchin the archives, there would be about 15000 threads on insurance.

Been with GIO for a few years. No claims so havent tested them but they accept my
P plate son & premium on lightly modded 91 Triton ute is $280, dearer than last year. Yeah I know, you all have $50k plus tubs that depreciate more each year than
my ute is worth but it runs like new & repairs are less than dep. on newbies.

I use CGU......but always read your policy mate cos there are so many different types around. We pay $420 a year with windscreen cover, and you can pay monthly with no penalty. Try getting a broker to get a good price for you. Every year a shop around again just to see what is available.

Check out Wesfarmers Federation Insurance. Coverage absolutely anywhere in Australia and good rates. Read the fine print carefully because some do not offer coverage on non-gazetted roads, beaches etc. Also check for animal damage cover.

G'day Tony,

We go throug a broker who has put us with CGU we pay by the month with no penilty,we have about $15,000 of after market stuff listed on the policy as well as windscreen cover and we pay $360 p/a. (3lt 00 gu patrol)

I have just gotten Insurance from Budget Insurance over the Internet and they sound great.

I have complete cover including over $8000 of accessories and they state that they will cover me off road as long as I am doing something that the manufacturer states the vehicle is capable of.

So if I am going up a steep hill, as long as this angle is not outside the manufacture stated specs and I happen to bend the vehicle then they will cover me.

To make matters even better my premium was $410 for full coverage. To get this great premium I had to increase the excess to $950 and have a over 40 year old stipulation, but I and my wife are both over 40 so no problem.

I also thought that the reduction on the premium would pay for itself based on the fact that during the past 20 years of driving I have only had one accident so a saving of $100 per year would cover the extra $550 very quickly.

Thanks for everyone's help and suggestions.