NRMA Insurance
Submitted: Monday, Dec 13, 2004 at 18:22
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brumac
Just wondering how many people with full comprehensive insurance on their cars with NRMA knew that if you have more than 2 inch
suspension lift your policy is void. We found out last Friday by chance. Two days before the 3 inch lift was to be fitted. We are now insured through another company.
Reply By: Glenno - Monday, Dec 13, 2004 at 19:15
Monday, Dec 13, 2004 at 19:15
Did they give a reason behind it? Ie was it because over 2" requires an engineers certificate, and they dont insure modified vehicles, or is 2" just a number they use?
Cheers,
Glenn.
AnswerID:
88564
Follow Up By: ozzymac - Monday, Dec 13, 2004 at 22:18
Monday, Dec 13, 2004 at 22:18
Hi, I have just recently bought a QLD registered campervan which I then went to have registered in NSW only to be told it was classed as a moddified vehicle and would need to have an engineers certificate.
But NRMA had no problems with insuring it, even before we got the certificate.
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Reply By: James M - Monday, Dec 13, 2004 at 20:17
Monday, Dec 13, 2004 at 20:17
I was with NRMA and they said anything over 1/2 inch would void insurance. I don't know if this person knew what they were talking about.
With AAMI now and not a problem for a 2 inch lift. Anything higher in NSW needs an engineers cert.
AAMI also insures the 4wd anywhere, including 4wd tracks.
AnswerID:
88575
Follow Up By: 3.0turbob - Tuesday, Dec 14, 2004 at 07:31
Tuesday, Dec 14, 2004 at 07:31
Interesting,
AAMI recently conducted a "survey" that condems 4WDs as dangerous & unnecessary.
Rob
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Follow Up By: Truckster (Vic) - Tuesday, Dec 14, 2004 at 09:14
Tuesday, Dec 14, 2004 at 09:14
AAMI wouldnt know their a$$ from their head, I wouldnt trust one thing they said.. Check the archives on the different stories people with the same car have been told in the past, some even have stuff in writing thats different from others....
Ask them for everything in writing..
insures the 4wd ANYWHERE... Bzzzzzzzzzz.. Gazetted tracks..
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Reply By: Utemad - Monday, Dec 13, 2004 at 20:18
Monday, Dec 13, 2004 at 20:18
Yes I knew that.
Not sure why it is but I have heard all the normal type insurance companies are the same. Perhaps over 2in isn't roadworthy without some compliance plate. Buggered if I know.
However they have been very good for me so far.
AnswerID:
88576
Reply By: Mark- Monday, Dec 13, 2004 at 21:52
Monday, Dec 13, 2004 at 21:52
I'm with NRMA and have a 2" lift (which they know about). I'm contemplating a 2 " body lift as
well and asked them about it. The girl said she'd have to ask her supervisior, came back and said, 'yes no problem. Just let us know when you do it and we'll add the details to your policy'.
I'd like to get that in writing however......
AnswerID:
88593
Follow Up By: Truckster (Vic) - Tuesday, Dec 14, 2004 at 09:37
Tuesday, Dec 14, 2004 at 09:37
There we go again, 2 different stories from 2 different NRMA people..
What chance do we have?
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Reply By: Member - Chrispy (NSW) - Tuesday, Dec 14, 2004 at 07:55
Tuesday, Dec 14, 2004 at 07:55
This one is always coming up. When are the accessory fitters in each state going to be able to advise you when you enquire about the work, and suggest that your particular insurance company is or isn't going to take offence? Surely it wouldn't be hard for a table to be drawn up and referenced before they do the job and take your money. Same goes for tyre sizes. Maybe it's something that ExplorOz can think about providing along with the rest of the excellent info they already have online?
Cheers
Chris
AnswerID:
88631
Follow Up By: Truckster (Vic) - Tuesday, Dec 14, 2004 at 09:17
Tuesday, Dec 14, 2004 at 09:17
I agree that fitters should be required to inform drivers of the legalities of lifting cars, and mods...
But the issue with having a table from INsurance companies, is they change their story daily, and depending who you are, when you call, who you talk to, what branch you call, which pleb OR team leader you talk to, you get a different story.... AAMI is a prime example of this. The archives have masss amounts on what people have been told, including conflicting stories.. Some are told that 2inch is ok, others told 0 lift, others told they are covered ANYWHERE on the mainland, others ONLY GAZETTED TRACKS..
But I agree, something needs to be done.
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Reply By: Austravel - Tuesday, Dec 14, 2004 at 10:11
Tuesday, Dec 14, 2004 at 10:11
Try RACQ, I haven't been able to beat their rates and have had two minor accidents with absolutely no dramas from them. They allow most alterations that arn't over the top. So 2inch lift ok but go any further and you need cert which is by law anyway.
AnswerID:
88646
Reply By: trolute - Tuesday, Dec 14, 2004 at 10:42
Tuesday, Dec 14, 2004 at 10:42
Im with NRMA, and have 50mm lift on Patrol, and running 285 tyres, and they were happy to send me their OK in writting. I asked them at the time about why the 50mm limit, and they said it was a choice that their risk assessors saw as reasonable.
Andrew
AnswerID:
88653