Camper Trailer Insurance

I am taking delivery of my CT over the next two weeks and I will be insuring with AAMI. As I have other insurance with AAMI the quote was the most competitive that I could find. In terms of the cover I am covered for theft, accidental and storm damage;whether attached to my vehicle or not. The policy also covers for $500 contents insurance, which from memory can not be increased.

Hi,

I had my 1992 Aussieswag CT insured with AAMI Caravan Insurance

Comprehensive Insurance
Agreed Value $5,500 for CT & $500 for Contents
$114 (Jan 2004)

Phil P

Hi all,
We are with Wesfarmers Federation Insurance, along with the farm insurance, covered I think for about $10k (we set this) on or off the vehicle I think.
NickR

Jonesy, Coincidentally I have just done some checking on the insurance on my own CT. Most coys treat them similar to a caravan but the main thing to watch is that the amount you insure for is an actual agreed value and not the lesser of agreed value or market value. Some will tell you it is agreed value but it is subject to what the actual market value is when the claim happens. This is difficult with CTs as there are so many different breeds and if there haven't been too many secondhand sales before you have your claim who can say what it is worth? I paid about $340 to insure mine for $18000 including $1000 of conts plus a frige listed separately. It is covered on or off the vehicle and includes such things as storm and theft. Most car insurers will either add it to your car policy or do it as a separate policy. Ask for a copy of their Product Disclosure Statement (policy) and you have a min 14 days after you buy it to change your mind and get your money back if you dont like it.

Took delivery of my C/T 2 weeks ago ( top camper top service but that can wait for a later post). The best deal for insurance i got ( in WA) was HBF around $290 for $15000 agreed value.

Can't recall costs etc but basically my RACQ insurance covers for agreed value for the camper plus $500 contents when being towed or when parked up..

As far as the contents they are only covered when the camper is locked as when the tent is opened up the items are at too much risk.

Hope that makes sense!

NRMA about $150 buck includes $500 of contents

Skinny

I have just insured my Pioneer camper for $30k through CIL Insurances and it cost $453.00 inc GST
Agreed value. $100 excess
Hope this helps
Jeff

Thanks for the advise. I have returned and will do something about it soon. Do you think that $500 for trailor contents is enough??
Jonesy