NRMA repairs

Submitted: Wednesday, Dec 07, 2005 at 01:17
ThreadID: 28661 Views:3282 Replies:9 FollowUps:3
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My take on the NRMA repair system
For the last 3 wks I have helped out at the local auto repair centre.
This is my personal understanding on NRMA insurance repairs from the viewpoint of the repairer.

The process
All damage is photographed and details placed on NRMA secure site for tendering.
The repairers' then determine the cost of parts and, with their labour, then bid for the repair.
The repairer, wherever they may be, with the lowest quote gets the repair.
So your car is being repaired by whoever quotes the cheapest price.

The car is delivered to repairer and repairs are undertaken and the car returned.
What actual parts are used is at the discression of the repairer.
where it is repaired is at the discretion of NRMA.

The Result
In order to maximise profits (the quote was so low) that the repairer uses 3rd party components.(commonly referred in the industry as "taiwanese" parts)

These parts are usually made from 2mm mild steel not the usual 4mm hardened steel.

eg if a car is "T boned" ie the center pillar is damaged, there is a good chance that a cheaper replacement pillar is used.
There is no way one can tell the difference, after completion, until the next accident.

Reasoning
The repairers need to stay in business.
If costs are cut, cheaper parts will be substituted to complete the repair.
This is of necessity.

Long range repercussions
more parts are now imported. Any parts manufactured in Aussie are no longer being purchased. Therefore aussie jobs will be lost. Aussie businesses will go broke.

This was a real eye opener for me.
Thought I would share my knowledge or those on this forum.
Techie

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Reply By: Member - Wim (Qld) - Wednesday, Dec 07, 2005 at 08:47

Wednesday, Dec 07, 2005 at 08:47
Techie

With respect, this is not news around our house.
It would appear that for all those not in business, "profit" is a dirty word at least in OZ.

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AnswerID: 142740

Follow Up By: 3.0turbob - Wednesday, Dec 07, 2005 at 09:33

Wednesday, Dec 07, 2005 at 09:33
It's not so much that "profit" is a dirty word, it's how it's achieved. This is blatant GREED. They charge exorbitant premiums, then when you need your pride and joy repaired they get the cheapest (read dodgyest) repair possible. I'm all for people making a "profit", as long as I, the consumer get value for the money I pay.

Rob
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Follow Up By: Member - Wim (Qld) - Wednesday, Dec 07, 2005 at 10:06

Wednesday, Dec 07, 2005 at 10:06
Rob

Sorry, not really refering to the NRMA but more the the actual people that do the work, The repairer.
The construction industry works the same way, the builder gets to make a profit at the expence of suppliers and contractors.
Cheap and nasty is something we may have to learn to live with.

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FollowupID: 396281

Reply By: robak (QLD) - Wednesday, Dec 07, 2005 at 09:52

Wednesday, Dec 07, 2005 at 09:52
Consider this...

The same car is t boned for the second time. The person in that car is killed due to the pillar being weak. NRMA makes a payout to the family and takes the previous repaier to court to recover the money.

So it comes down to - Is it legal for the repairers to do that?

R
AnswerID: 142749

Reply By: AT4WD ADVENTURES - Wednesday, Dec 07, 2005 at 13:18

Wednesday, Dec 07, 2005 at 13:18
Hi All,

My dad owned and ran a panel shop for thirty years....he saw all this coming some years back and got out. There is an easy way to solve this problem and that is vote with your feet and walk away from NRMA, don't take out or renew your policy and tell them why.

This system is fraught with danger and irresponible backyard panel shops are the ones that are going to end up repairing your car. The industry will become like the banking industry...that is there is no human face to deal with and this makes it very hard to ensure that you car is repaired corrrectly to manufacturers standard.

Tell NRMA where to stick there service and insurance. How can a repairer tell from photographs what the vehicle requires in total and the repairer is reliant on an NRMA assesor to pick all work that is required to be done and note this to be the case.

Its a case of a corporation rasing the premium one end and reducing the cost at the other and the difference being larger profits at the motorists expense and saftey.

Regards,

Stuart M.
AnswerID: 142786

Reply By: Kiwi Kia - Wednesday, Dec 07, 2005 at 14:06

Wednesday, Dec 07, 2005 at 14:06
The insurance co. put everything out to tender as 'thats business' and 'efficiency' etc. Now, why don't they put the CEO's job up for tender? There is no reason why the insurance, banks and other large Co's can't practice what they preach and save megga bucks on saleries and offer lower premiums!
AnswerID: 142795

Reply By: signman - Wednesday, Dec 07, 2005 at 16:41

Wednesday, Dec 07, 2005 at 16:41
Not only are the shiiity thin panels used in repairs. Some of the New Repuatable brand 4bys are built in Thailand and the panels are no where as sturdy as the Jap made stuff. Just leaning on a new Rodeo and the fender will pop, and that will apply to other makes too.
AnswerID: 142834

Reply By: brett - Wednesday, Dec 07, 2005 at 17:51

Wednesday, Dec 07, 2005 at 17:51
What part on a new car is made from 4mm hardened steel
AnswerID: 142847

Follow Up By: hoyks - Friday, Dec 09, 2005 at 21:46

Friday, Dec 09, 2005 at 21:46
4mm steel?
You could use a bonnet as a BBQ plate and a Mini would be in the vicinity of 2 ton.

2mm would even be too heavy for vehicle panels, unless it is a box trailer.

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FollowupID: 396665

Reply By: Member - Landie - Thursday, Dec 08, 2005 at 09:12

Thursday, Dec 08, 2005 at 09:12
For balance, it is worth having a look at the NRMA website. Some of the issues raised here are clarified by the company.

http://www.nrma.com.au/pub/nrma/claims/faqs.shtml#1
AnswerID: 142936

Reply By: Alan Southport QLD - Friday, Dec 09, 2005 at 20:05

Friday, Dec 09, 2005 at 20:05
Hi Techie,

Not sure if it's 'really' you.

You may have helped me out on a 'Slow Start' device, [under 7.2volt pump] etc,,, of which worked quite well.

If this is you, could you please email me at aheywood@bigpond.net.au and say hello :)

I recently lost my HD and subsequent emails.

Regards,

Alan.
AnswerID: 143164

Reply By: hoyks - Friday, Dec 09, 2005 at 21:54

Friday, Dec 09, 2005 at 21:54
I am not real keen on the new tendering system and am no longer a customer of NRMA.
I think since they have gone into insurance in a big way they have lost sight of what they were all about. Road service, their members and customer service are a memory, sold out for profit at all costs.
AnswerID: 143182

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