Insurance
Submitted: Wednesday, Feb 12, 2003 at 17:32
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Reg
Hi all, Do any insurance companies offer vehicle recovery from outback areas in the event of mechanical failure?
Reply By: Andy - Thursday, Feb 13, 2003 at 06:30
Thursday, Feb 13, 2003 at 06:30
Reg
The issue of vehicle recovery in the event of mechanical failure is really one of weight. We have moved from towing our van with a 100 Series Landcruiser to a Ford F250 & when we started to ask questions about towing the answers were not encouraging. As we live in Qld the easiest way to go, or so it seemed at the time, was just to change nominated vehicles. Not so easy as the RACQ paperwork has a registered GVM limit of 4000kg. I spent quite a bit of time on the web & when you read the fine print many of us have been living under the illusion that we were covered, for towing et al, anywhere. Not so. The RACQ will tow a vehicle up to 2500kg, between 2500kg & 4000kg towing MAY be provided depending on the contractor's tow truck. Over 4000kg they (the RACQ) will use their best offices to find a towing contractor but at your expense.
Looking at the NRMA web info their limit appears to be 2000kg.
What it the issues seems to boil down to is that the devil is in the contract detail & that all of the "sundry" Roadside Assistance Insurers use the same towing contractors & have similar weight limits.
In the end we stayed with the RACQ so that we at least get roadside assistance & help, if we ever need same, in finding a towing contractor.
I would be very interested in other
Forum Members comments.
Andy
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