Insurance
Submitted: Friday, Jun 02, 2006 at 11:40
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Laura B
Have been with NRMA but have decided to look around for once.
I have looked at other posts and a lot of people say tcis is a good one - not neccessarily cheaper but have better cover, so is this still the case ?
What are other good ones that insure modified 4b's and do people really get away with "Exploroz" being their 4wd club name!!??!!
Just wanting the latest info off anyone that can help...
Laura
P.S If y insurance i due half way through our trip - t can be paid in advance and changed to someone else cannt it??!! Thanks....!MPG:11!
Reply By: chump_boy - Friday, Jun 02, 2006 at 12:44
Friday, Jun 02, 2006 at 12:44
We're with Australian 4WD Insurance, underwritten by CGU, and can't fault them yet. They seemed to be the most comprehensive (full coverage anywhere, not just on formed tracks), and were about $50 more than the cheapest we could get.
As luck (or otherwise) would have it, my cruiser is in the
shop at the moment, and the other guy was with NRMA - couldn't fault them at all. They have been real helpful, and the car is just about fixed, after being approved Tuesday (accident happened Friday night). All this considering I am the "other driver", and basically wrote off his car...... (his fault, thank christ!)
Cheers,
Chump
AnswerID:
176321
Follow Up By: Member - Howard (ACT) - Friday, Jun 02, 2006 at 13:21
Friday, Jun 02, 2006 at 13:21
chump,
you will find most insurance companies treat the "Not at fault "party pretty
well " as they are keen to get you happy to
sign off on the release. otherwise they are left with a situation where you might sue in the future.Panel damage costs peanuts compared to medical expenses etc in the future and they want
sign off so they have no likelyhood of outstanding liability against a future claim.
I believe if you pay insurance you are entitled to be benefits when things go When dealing with insurance shouldnt have to be satisfied that you didnt get screwed over , you pay premiums you are entiltled to benefits payable under the policy.
cheers
Howard
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