caravan/contents insurance
Submitted: Sunday, Dec 24, 2006 at 09:32
ThreadID:
40610
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2561
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kemab
HELP: We have sold up and going on the road indefinitely but having trouble finding insurance for our contents within the caravan eg, laptop, generator, all our worldly possessions. Can anyone help? surely we can't be the first to do this!!! We can get cover up to $1,500 but this totally inadequate. We will only have a postal address not residential. Any help with this would be greatly appreciated. Thanks KEMAB
Reply By: Member - Pesty (SA) - Sunday, Dec 24, 2006 at 10:20
Sunday, Dec 24, 2006 at 10:20
Have you tried CIL, (caravan industry leaders).
1800 112 481
We found them the best deal for our camper etc, but we are not on the road as you are planning, unfortuneatly!
Cheers Pesty
AnswerID:
211867
Reply By: Nav 8 - Sunday, Dec 24, 2006 at 10:45
Sunday, Dec 24, 2006 at 10:45
We went through this saga a couple of years back. There is only two companies in Australia that will insure your van while you are living in it eg, more than three months,CIL and complete caravan insurance. API may also, but not sure on that one. QBE gave us a separate policy on our two Engles and genset,this we made a claim on as we had an Engle stolen, they paid up no problem. Our vehicle insurer even wanted to charge us extra because we did not have it garaged at a residential address. You will also run into other problems with not having a residential address. We now have our van insured with API and they will also cover the fridges and genset while away from home for a little extra on the premium. Merry Xmas and good traveling, Regards Nav.
AnswerID:
211868
Reply By: kemab - Sunday, Dec 24, 2006 at 11:43
Sunday, Dec 24, 2006 at 11:43
Thank you very much for your help. As we are under 55 years old, I wonder if we are eligible for API, but we will certainly look in to the others. Do you still have seperate insurers or are you under one for everything?
AnswerID:
211877
Follow Up By: Gramps (NSW) - Sunday, Dec 24, 2006 at 11:58
Sunday, Dec 24, 2006 at 11:58
"As we are under 55 years old"
Don't confuse API with Australian Pensioners Insurance Agency (APIA)
FollowupID:
472069
Follow Up By: Nav 8 - Sunday, Dec 24, 2006 at 12:59
Sunday, Dec 24, 2006 at 12:59
I think you will find you only have to be over 50yrs for API now,,, Nav.
FollowupID:
472073
Follow Up By: Nav 8 - Sunday, Dec 24, 2006 at 13:05
Sunday, Dec 24, 2006 at 13:05
Forgot to mention, only one person has to be over 50 for API. We have caravan and house and contents with API, vehicle still with QBE as API has no free window glass cover, they charge $100 for a broken windscreen QBE is unlimited free replacement.,,,, Nav.
FollowupID:
472075
Reply By: Member - Bucky (VIC) - Tuesday, Dec 26, 2006 at 04:31
Tuesday, Dec 26, 2006 at 04:31
AAMI is good ,,got my camper with them ,,, Not too sure if NRMA or RACV would beat them in assistance though... Price is all about the same, so I presume they all use the same Underwriter
Cheers
Bucky
AnswerID:
212011
Reply By: Member - Bucky (VIC) - Friday, Dec 29, 2006 at 07:52
Friday, Dec 29, 2006 at 07:52
AAMI are the GO
Cheers
Bucky
AnswerID:
212373
Reply By: Member - Bucky (VIC) - Friday, Dec 29, 2006 at 08:06
Friday, Dec 29, 2006 at 08:06
Well well ,,,
Look what Night Shift, does to normally " sane " people ,,
Turns them into a dribblng wreck,, ho hum,, as if it had far to go anyway ?
The message is there AAMI
No matter how its delivered
LOL
Bucky
AnswerID:
212374
Reply By: Member - Bucky (VIC) - Friday, Dec 29, 2006 at 08:08
Friday, Dec 29, 2006 at 08:08
I should go to bed
been up for 30 + hrs
Cheers
Bucky
AnswerID:
212375