Caravan Insurance
Submitted: Friday, Oct 05, 2007 at 20:28
ThreadID:
50276
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Hugheys
Good caravan insurance needed. We live in WA
Reply By: V64Runner - Friday, Oct 05, 2007 at 21:57
Friday, Oct 05, 2007 at 21:57
If you are over 50 try Australian Pensioners Insurance Agency
( APIA) I insured my 4x4 with them and pay $34.00 per month.
AnswerID:
265231
Follow Up By: disco driver - Friday, Oct 05, 2007 at 22:32
Friday, Oct 05, 2007 at 22:32
I'll second that.
Have House & contents, ($350K/$25K) for $400,
99 Disco (Market value) for $470
96 Courier 4x4 (market value) for $350
82 Viscount C/van ($6K) for $110.
Get a 24/7 phone quote on 13 50 50
No connection other than satisfied customer.
I rang round and this was the best I could find for policy cover/price.
Disco
FollowupID:
527155
Follow Up By: Hugheys - Friday, Oct 05, 2007 at 23:24
Friday, Oct 05, 2007 at 23:24
I tried them, we have our house, and car with them, then tried 4x4, got quote. but when I asked about van they said they only give 20,000 public liability. Which if van should break away from car for any reason, then 20,000 would not replace a damaged car or anything if it hit anything or anyone.
So didnt know what to do.
What are your ideas on that
FollowupID:
527160
Follow Up By: DIO - Saturday, Oct 06, 2007 at 11:10
Saturday, Oct 06, 2007 at 11:10
Just checked MY van Ins. (A.P.I.A.) and I quote from their handbook:
The Max, liability for one event is $10,000,00:00 + legal costs. If your tow vehicle is also insured by them they will pay to a max. of $20,000,000:00 + legal costs.
Your mention of the van breaking away from the car and causing damage would be covered by Comprehensive Ins or Third Party Property.
Public Liabillity relates to things like someone tripping over an electrical cord left lying on ground, or slipping on spilled liquid that you had responsibility for etc. Public Liability doesn;t cover vehicle accident damage.
I have van, house and m/vehicle insured with them and am very happy with cover and costs.
FollowupID:
527202
Follow Up By: Dave Thomson - Saturday, Oct 06, 2007 at 13:59
Saturday, Oct 06, 2007 at 13:59
I can 3rd and 4th that APAIA is a brilliant company had a couple of claims with them and no probs at all and they were $360.00 cheaper than the RAC very good,
regards,
Dave
FollowupID:
527217
Reply By: Jo64 - Friday, Oct 05, 2007 at 23:22
Friday, Oct 05, 2007 at 23:22
CIL have proven to be an excellent insurance company for our family. Our son totalled his caravan 250km from
Newman. His total out of cost expense was the $100 excess. The van had to be picked up by a tilt truck and taken back to
Newman - where it was declared a write off. The insurance company accepted the photographic evidence to declare the write off. Within a fortnight the full payout was made, the towing was paid, and they could have had accomodation as
well, but as we were still in
Newman they stayed in our annex.
Friendly helpful staff who took the time to talk two very upset
young people through the traumatic aftermath of an accident.
Couldn't be more impressed!
Jo
AnswerID:
265244
Follow Up By: Hugheys - Friday, Oct 05, 2007 at 23:31
Friday, Oct 05, 2007 at 23:31
Thanks for that, I will check it out.
FollowupID:
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Follow Up By: Member - Brian (WA) - Saturday, Oct 06, 2007 at 11:42
Saturday, Oct 06, 2007 at 11:42
Have a mate who is with CIL, and he is very happy with them.
When telling me about it and what he is covered for. Explained it
as per Jo's reply. Me I am with RAC only because every else is with
them.cheers Brian
FollowupID:
527208
Reply By: Gob & Denny - Saturday, Oct 06, 2007 at 07:01
Saturday, Oct 06, 2007 at 07:01
goodday hugheys
go cil we have had 3 dealings with them, never a problem staff always polite and ready to help and they run a 24/7 help line .
may not be cheapest but i think they are good to deal with
steve
AnswerID:
265255
Reply By: Member - Peter (1) - Saturday, Oct 06, 2007 at 18:30
Saturday, Oct 06, 2007 at 18:30
G'day Hugheys,
I can also highly recommend CIL. Coming home to
Perth from
Adelaide earlier this year, I did a wheel bearing on the van, which then demolished the brakes and chewed out the stub axle. Washer holding wheel on was the thickness of a razor blade and would have given way in about another 10 Klms. Fortunately I called into Nullarbor R/H for the night and discovered the wheel at an odd angle. The next morning I called CIL who organised a tilt truck to pick up van. They initially were going to deliver to
Ceduna, 300 Klms away, but as the truck had to come from
Norseman, 900 Klms away, I requested them to authorise the van to go to
Norseman for repairs and I could go home to
Perth. I arranged to travel to
Norseman when van was ready, and CIL agreed and offered to pay my fuel costs there and back to
Perth. Needless to say I am very happy with their prompt and friendly service.
Peter (1)
AnswerID:
265324
Reply By: V64Runner - Saturday, Oct 06, 2007 at 21:18
Saturday, Oct 06, 2007 at 21:18
The only reason I originally suggested APIA was because they were a helluva lot cheaper then any one else . I had the misfortune to get stuck in a
river crossing earlier this year.
Water got into the air-con compressor, starter motor and into the interior ruining the carpets. I rang APIA and informed them of my misfortune, and although the car was driveable ( sort of, as the starter didnt always want to work ) they insisted it be brought in on a flatbed trailer to their designated workshop in the
Perth CBD. I had my car back in four days with new starter motor, aircon compressor and new
grey carpets fitted throughout the whole vehicle. Does not get any better than that !
AnswerID:
265346