Camper trailer insurance

Submitted: Tuesday, Jan 15, 2008 at 10:27
ThreadID: 53508 Views:2435 Replies:6 FollowUps:4
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Apart from MHIA what other companies offer good insurance for an offroad camper trailer.
Just got knocked back by MHIA because of those pesty speed cameras in 50 KMPH zones.

Many thanks to all of you that offer advice
Bob
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Reply By: Stephen M (NSW) - Tuesday, Jan 15, 2008 at 10:49

Tuesday, Jan 15, 2008 at 10:49
Had ours insured with NRMA. No issues although we never had to make a claim so cant comment on that part of it. Whats the speed camera's got to do with it. Had a few I take it ?? Wouldn't that be an issue with the car insurance as well not just the camper ?? Regards Steve M
AnswerID: 281728

Reply By: Stu-k - Tuesday, Jan 15, 2008 at 11:37

Tuesday, Jan 15, 2008 at 11:37
Yeah I had the same problem with CIA.
Ended up ringing suncorp which were cheaper anyway, they just add more to your excess
AnswerID: 281739

Reply By: Member - Barnesy (SA) - Tuesday, Jan 15, 2008 at 11:54

Tuesday, Jan 15, 2008 at 11:54
I have mine with RAA. I'm covered as long as I'm on a recognised road/track that appears on maps. Never had to make a claim though but I haven't heard anything negative about them.

Barnesy
AnswerID: 281742

Reply By: Member - Vince B (NSW) - Tuesday, Jan 15, 2008 at 12:44

Tuesday, Jan 15, 2008 at 12:44
Hi Bob.
I arranged insce on my camper through TCIS Insurance Brokers of Adelaide, phone0882787000.
They have policies for agreed value & market value.
Give them a try.

Vince
AnswerID: 281751

Reply By: V64Runner - Tuesday, Jan 15, 2008 at 15:31

Tuesday, Jan 15, 2008 at 15:31
My 4x4 and camper trailer plus house and contents done through APIA.No questions asked - went through the same day.
AnswerID: 281776

Follow Up By: Shaker - Saturday, Jan 19, 2008 at 15:47

Saturday, Jan 19, 2008 at 15:47
We tried to insure our car with APIA, they were only $300.00 dearer than RACV.
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FollowupID: 547024

Reply By: Member - Bob S (VIC) - Saturday, Jan 19, 2008 at 14:26

Saturday, Jan 19, 2008 at 14:26
Thanks everyone for your suggestions.
Have checked out most of them and (in my opinion) after reading all the fine print, the company that knocked us back (MHIA) because of 3 speeding fines (doing 53/54 in a 50 zone .... and how many of us have done this and not got caught) are still the best for an offroad camper trailer. CIL came out next best followed closely by TCIS. Most of them do not cover contents unless they are in a locked compartment - hence anything in a tent section is not covered. However TCIS have a special camping equipment policy - at a premium ofcourse!
Thanks again everyone and I hope that my followup posting is of help to someone else in the future.
Cheers Bob
AnswerID: 282496

Follow Up By: Shaker - Saturday, Jan 19, 2008 at 17:00

Saturday, Jan 19, 2008 at 17:00
Have you got a link to your follow up posting?
I would be interested to compare costs & benefits, thanks.
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FollowupID: 547034

Follow Up By: Member - Bob S (VIC) - Saturday, Jan 19, 2008 at 20:05

Saturday, Jan 19, 2008 at 20:05
MHIA camper trailer insurance
This one was $440 for around $35,000 including contents and annexe AND they cover contents in the tent section

CIL caravan insurance
This one was $413 but benefits not as good and contents not covered in tent

TCIS 4WD camper trailer insurance
This was another good one with a separate cover for camping equipment (whether in the tent, under the annexe or by the fire), but unfortunately it comes with a separate premium - so the total was $579

Hope this was what you wanted.
Bob
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FollowupID: 547084

Follow Up By: Shaker - Saturday, Jan 19, 2008 at 20:10

Saturday, Jan 19, 2008 at 20:10
Thank you!
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FollowupID: 547085

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