beware-Insurance risk on 4x4s

Ill be speaking with the rep from alliance tomorrow and I will get that checked out.

doesnt sound right...I think you might have a got one of those overconfident teenage grads that think they know everything...

I was told that if the rubber was greater than 8 inches they would not insure the vehicle at all. I objected and insisted they they refer the matter to a manager.
The person I spoke to went to speak with a manager and was told "YOu know the rules" the answer is NO it is not negotiable.

I took out my insurance elsewhere.
At the time of speaking with them I was offering them house and contents insurance, and insurance on 3 motorvehicles , 2 boats and a van. So they knocked back a fair customer,

I'm with Adam - had a very bad experience with this company.

Doug

i have had two claims with them and had no problems. what problems did you have?

That was exactly my argument with them. They made me go and measure the rubber. I have standard rubber on our car. They were quite aware of the fact that the rubber was too wide.
Its a way out if you have an accident , I think.
They did not want to know about the rim size at all.
It seems quite sus to me....

_You_ cannot measure the width of your tyres.

(I'm assuming you're not a NATA certified calibration laboratory? :) - seriously!

Had you measured 7.9999" inches they would have insured it? Your plastic ruler has no standing in a court of law. To ask the consumer to measure his tyres is plain silly.

Mike Harding

PS. I thought we worked in the metric system in Oz?

The perils of measurement :)

That should read:

>_You_ cannot _accurately_ measure the width of your tyres.

What was the excess for a young bloke like you?? :))

Hi, thanks for th interest.
I didn't apply online, I made a phonecall and talked to the phone rep.
It seems so strange to me too.
But it makes me extremely cautious of taking a policy with them.
I'm not too worried, I have insured elsewhere.
They were adamant that the rubber was not to be wider than 8 inches. AND on top of that the let me walk away without taking out the insurance on all the other items I was offering them.

It just doesn't make sense to me, but they definitely said they would not insure a vehicle if the rubber was over 8". That is not just 4WD's either.

They kept insisting that I read the product disclosure statement.
maybe there is something in there. I don't know????

Happy travels

The Product Disclosure Statement is in fact the policy and there is nothing in there about tyres. The only section that could apply is in the Modifications section but it would only come into play if the tyres are not standard size in accordance with the vehicles specifications. You say the tyres were standard equipment so I can't see why that insurance company could legitimately say what they did.
This would be a problem for all those people who fit oversize tyres and have not made that disclosure on their insurance policy which COULD void their insurance!!!