Another 4WD insurance Question

J.B

I got Darkie insured through Suncorp as I am still waiting for TCIS to get back to me over 4 months after my enquiry.

Cheers Kev

J.B.
I tried TCIS and am still waiting to hear back from them also(same as kev). I brought my car in September :). I am fully insured with Western QBE with all my accessories listed and agreed value. I was able to get about $7k more than what they wanted to insure me for. All I had to do was supply them with lists and prices of everything over the phone. Could have taken the agreed value higher but needed to get the car assessed, and didnt have that much time. Hope this helps. By the way I have most of the accessories you have stated and as long as you have a 2" or less lift you should be good.
Cheers Matt

1HZ
Safari Turbo kit and Intercooler
3" mandrel bent exhaust system
Duel Battries
Chargmaster solenoide with in cab voltage moniter
Winch Bar
Warn Tabor 9000lb winch
Twin Rear wheel carrier
Extendable Camp Light Pole out back
ATS Custom rock sliders with built in air tanks(both sides)
6 x Cooper S/T 285 75 16's on Black steelies
Outback accessories Roller draws, with bed extension and fridge slide
ARB Airlockers Front and Rear
ARB air compressor
Max Air compressor(for slider air tanks)
Safari Snorkel
H/D Tow hitch
Gme 3200 uhf
Custom Alarm system
Sony Mp3 head unit, Amp, 6x9's in custom front door pods
Custom Center Console from Outback 4WD Interior Accessories
Bogart turbo timer
Stratos XLLTSS Suspension seats x2 with air lumbar support
TJM Roofrack
TJM 170 litre auxiliary fuel tank
TJM Series 2000 coil springs and XGS shock absorbers
Polyair airbag suspension
Upgraded Hella Headlights

if your over 55 try pensioners insurance got everything i own with them made a claim on an aircon once ---10 year old got told to go and buy new one and they would reimburse me --no trouble.
a beer botle was thrown through rear window in my coaster rv once again no problem.

Hi JB, was just wondering what issues you had with NRMA. I had the hilux insured with them, 2 inch lift, bigger tyres, bullbar, rear steel step bar, lights,snorkel, uhf etc all covered with them no issues. Only thing they wouldnt cover was the fridge. Did they muck you about with a claim or some thing ??? Only reason I ask I have the prado with them ??? Regards Steve M

I am covered by:

DGA Insurance


Apparently you can insure also through a local ARB office (lumley)


Cheers

Just updated vehicle details with NRMA (now the crusier is NSW rego'd), and had no problems. Made then note down the engineers certificate number for the GVM upgrade - not that they wanted it. They only said that the vehicle had to be roadworthy. the CTP would increase due to the GVM, but nothing changed with the comprehensive insurance, either $$ or conditions.

Plus I have full cover anywhere in Oz. Only issue was insured value - it wont cover replacement cost, but it is more than what we paid for the crusier. So all in all I have no issues.

Don't know if it helped having all 7 vehicles insured with them :-)

Check out Affinity link thru 4WD victoria
My 1997 80 series insured for an agreed value of $35K plus camping gear. I had a claim last year no problems. Back door, tailgate & rear bar = $7.5K
Discounts available for club members, reversing cameras, alarms & etc.
Cheapest may not necessarily give you adequate cover.
Cheers, Tony.

Trty OAMPS insurance brokers. They go through Lumley (they used to use VERO). They are definetly on the ball. Full 4wd cover with accessories. Top service and reasonably price.

Hi i have mine insured with CGU, via Ian Berry insurance brokers.
Cd, uhf, roof rack, bullbar, wide wheels etc is covered.
All my camping gear is covered under my blue ribbon home contents insurance including the 80lt waece fridge, as long as it is removed from the car at least once every three months.
cheers
patrolman

Hi JB

What problems are you experiencing? Often people have 'probelms' when they start requesting insurance companies to start redefining their policies, in terms of where you can go etc etc....something they won't usually do and something you don't need them to do in any case. If its is only modifications, they will normally have no problem providing they are within design paramenters.

I had a heavily modified (brand new) Defender previously insured with NRMA and had no problem at all.

The current 'Landy' has specialised insurance cover aranged through TCIS and this was only because I couldn't get the value recognised through NRMA, who mind you were very helpful and willing to insure the Landy well beyond its 'normal' valuation.

I had the current Landy valued by an auction house and whilst the valuation still falls short of the replacement value it is suitable cover for me. TCIS were very helpful in arranging this, but a little patience is required.

Regards