4WD Insurance

Kiwi,
i have been with AAMI for abour 13years but its made no difference!!

Id be asking for a decent discount and threaten to move. I have discounts for th car and home/content insurance...totals up to nearly $600 per yr....

they are a bit like a bank...the only way to get them moving is threaten to move!!

Lol I told AAMI we would move if she didnt at least put a boss on for the proper explanation to the big hike but she said if we wanted to move we could and her explanation was THE explanation

yeah I didnt have much luck getting a quote down from them, when I told them what I was paying with NRMA they said for me to look at the small print...i said that everything was exactly the same, same accerssories, agreed value etc...even when I explained the discounts for so many yrs that I get she still couldnt offer the same!!

I'm with Allianz. Have 2 cars insured with the and also had my campervan with them as well before we sold it. I shopped around quite extensively and they were definately the better value.

yeh tried them but no go,wont insure it cos of all the extras!

When you say accessories you are talking about "vehicle" accessories and not such things as hf or uhf radios, fridges recovery gear, camping gear etc? The reason I am asking is because I have 9 vehicle accessories and modifications included in the sum insured and there was no issues with these items when I insured with Allianz

Allianze from my impression wont insure a "modified" vehicle unless you have engineers certification for each mod. .....silverback
Off to get the Very expensive oil...

You could be right david the 9 items I have are listed under a heading titled Vehicle accessories and modifications included in your vehicle sum insured. To me the 9 items are more likely to be accessories. I image if I raised the vehicle or put on oversize tyres that would be a modification. I wouldn't do it anyway as it would void the warranty.

Just back from getting my oil, this dial-up connection is so slow.
Insurance. I don't think the insurance companies want to be seen "authorising" vehicle mods if only to cover themselves. I wonder how many 4by owners advise their insurance companies of all their mods.
Oil. Went to my very favourite parts outlet in Rosebud and was surprised to find 2 C3 compliant full synthetic oils avbl...Nulon 5W-30 52D for 5L and Penrite HPR 0 0W-40 49D/5L and seeing the Shell equivalent from a Nissan dealer was 70D/5L I thought that was a good deal. ....cheers.....silverback

I doubt if too many notify.
I use Mobil1 5w 30 ESP I buy it in bulk, 20l drum from a Mobil depot. Last drum cost me $193.26 which works out at $48.32 for 5 litres. I did consider using the Penrite but after I found out Jeep Aust had issued a Service Bulletin to their dealers that they should be using the Mobil 1 I thought I'd better use it seeing I was doing my own oil changes. I also checked with Mercedes Benz and one of their technicians from their head office telephoned me would you believe and informed me the only oil Merc use in the CRD V6 turbo is Mobil 1 5w 30 ESP.
So I thought I'd better use it!!

yea,
Ferrari use Shell , the Germans in general seem to use Mobil but my local dealer uses Castrol and I don't think they will change to Mobil but if they do it will mean something....the Penrite oil meats MB specs......silverback

My new MX5 in 2002 cost me 318AUD, my 2007 Wrangler diesel auto cost me 29AUD/month ....can you beat that?....silverback

How long have you been a member? I get a silver membership which was transferred from my time with the RAA and it gives me a discount on top of the discount for having car home and cntents
Also some here talk of value price ETC but that is one thing that never is known until you claim
I have had one write off claim with VACC (years ago) and a couple of smallish homeand contents claims with RAC and all were exceptianal

Yeah, we get the silver member discount, plus the over 50 discount (just :-))) plus combined insurances discount. Sounds like RAC are the same. Haven't heard any bad stories about RAA, and I was with them in the past.

Not sure how much of my truck is really insured - they took down all the details of the extras, but were cagey as to how much i'd get if written off. AAMI were the same in this respect. It lives locked in the garage, when not on a trip, so it must be low risk of getting pinched.