Insurance - Camper Trailer

Submitted: Wednesday, Apr 16, 2008 at 20:31

ThreadID: 56709 Views:2216 Replies:5 FollowUps:8

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Member - Greg O (NSW)

I am sure there are heaps of threads on this but being lazy...

....who do you recommend I insure my camper trailer with?

Also with respect to cover for the 4x4, I am heading of for five months with the family and was going to renew my insurance with AAMi. Need to check if they cover me in remote areas if I am on an ungazzetted road.

Can anyone recommend an insurer?

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Reply By: PradOz - Wednesday, Apr 16, 2008 at 20:40

Wednesday, Apr 16, 2008 at 20:40

caravans campers etc - CIL insurance

re 4x4 AAMI and other insurers and brokers have always told me that you are covered providing where you are driving is legal. so if you are somewhere you shouldnt be you are in trouble if you need your insurance for an accident etc.

good luck with it

AnswerID: 298917

Follow Up By: On Patrol (East Coast) - Wednesday, Apr 16, 2008 at 21:55

Wednesday, Apr 16, 2008 at 21:55

PradOz
That rule is regarding private property that you dont have permission to be on ONLY. AAMI covers you for all of Australia, exept where you have no permission to be and that is privat property that is not otherwise through access. Any road listed on a map that does not fall into private property witout permission, you are covered, as well as off road under the same conditions.
So dont go whwer you are not welcome and all is well.
Colin

FollowupID: 565115

Reply By: Dave B (NSW) - Wednesday, Apr 16, 2008 at 20:50

Wednesday, Apr 16, 2008 at 20:50

I have got a real good deal from the RAA, so probably NRMA would be the same.
Even covers contents as long as you have locks on the zips.

Dave

'Wouldn't be dead for quids'

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AnswerID: 298922

Follow Up By: Shaker - Wednesday, Apr 16, 2008 at 20:53

Wednesday, Apr 16, 2008 at 20:53

Locks on the zips?
They have to be kidding.

FollowupID: 565088

Follow Up By: Dave B (NSW) - Wednesday, Apr 16, 2008 at 21:02

Wednesday, Apr 16, 2008 at 21:02

They said as long as I can show that it was locked and there was forced entry, they would cover contents .

I have a small lock that locks the side and bottom zips together.

Dave

'Wouldn't be dead for quids'

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FollowupID: 565092

Follow Up By: Member - Borgy.. (SA) - Wednesday, Apr 16, 2008 at 21:02

Wednesday, Apr 16, 2008 at 21:02

Come on Shaker....there are honest thieves out there you know....lol

Cheers......Dave

FollowupID: 565093

Follow Up By: Shaker - Wednesday, Apr 16, 2008 at 23:43

Wednesday, Apr 16, 2008 at 23:43

So what happens if you only have one slider?

FollowupID: 565137

Follow Up By: Member - RFLundgren (WA) - Thursday, Apr 17, 2008 at 00:16

Thursday, Apr 17, 2008 at 00:16

Western QBE seems pretty good. Camper and car is insured with them and camper is covered for 2K of contents. This is regardless of whether I have locks on my zips or not. :)

Cheers

Richard

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FollowupID: 565140

Reply By: Member - Greg O (NSW) - Thursday, Apr 17, 2008 at 07:15

Thursday, Apr 17, 2008 at 07:15

Thanks for the heads up on cover. I will give them all a call - love waiting listening to automated voices.

AnswerID: 298970

Reply By: Member - barry F (NSW) - Thursday, Apr 17, 2008 at 07:35

Thursday, Apr 17, 2008 at 07:35

Howdy Greg,
We asked the same question a week or so back. CIL , MHIA & APIA seemed to be what most people recommended.
CIL $447 MHIA $402.19 & APIA $477.80 PA. We ended up re insuring through National seniors underwritten by Allianz for $390.
There excess is more at $375.00 the other three being $100 for damage, $100 for contents & $100 for awning.
They all seemed to offer the same benefits otherwise.

AnswerID: 298973