Happy New (Financial) Year!

I think we will leave our money in the bank, we had a useless
Financial Adviser in the early Nineties who was associated with the
N A B, we nearly lost the lot, but he still took out his fees.
whats that saying about being Once Burnt.

Cheers
Daza

"Way the share market has been going for the last five years, why complain about one year? "

Margin calls?

Yeah, you are right with margin calls.

Suppose I am a conservative investor and didn't go too far into margin calls.

They can double the return, --- for double the risk, as I see it.
Nothing is ever a cert. Been through too many downturns, 73, 75, 79, 86 (one we had to have) , 92, 96, 2000, 2003. Some worse than others. Some worked 10 months, others only 6 months out of a year. Never been on the dole since I made the decision to be self employed, and live with it either way, good or bad.

Suppose that is also why I still work when some friends are part retired, too conservative. (But they have cut back the lifestyle to pay out the margin calls :o))

All you can do is call as you see it, and live to that, and don't moan/boast about your decisions, whether good or bad. :o)

Totally agree with you up to a point.
Motorists whinge about fuel prices
Home buyers whinge about interest rates
CEO's complain about their salaries
Husbands complain about their wives
Wives complain about their husbands
Farmers complain about everything
...
Crikey, I thought that complaining was a God given right !
Sort of like talking about the weather :)

Footy.
You left out the most important point!!!
In NSW we whinge about the NRL ref LOL.

GO THE BLUES.

Vince