The cost of retiring

Submitted: Wednesday, Oct 01, 2008 at 15:56
ThreadID: 62180 Views:3461 Replies:5 FollowUps:11
This Thread has been Archived
Saw this news article today.........

15:51 01Oct08 AAP-Retiree couples need $50,000 a year to live comfortably

CANBERRA, Oct 1 AAP - Retirees concerned about the impact of the mayhem infinancial markets on their savings have every reason to be worried - their living costs are rising.

New figures released today show the cost of a couple living comfortably inretirement rose 1.2 per cent in the June quarter compared with the previousquarter, and 3.5 per cent annually.
As a result, the couple would need to spend $50,086 a year to live comfortably.

A modest retirement for couples costs $27,151 a year.
The figures provided by the Westpac ASFA Retirement Standard - which benchmarksthe annual budget needed by Australians in post-work years - show there weresignificant rises in transportation, health and clothing costs in the quarter,which make up a large part of retiree budgets.

Between the March and June quarters, retirees faced a 0.1 per cent decrease inthe cost of food, but the cost of health care services rose 2.4 per cent andtransportation jumped 3.1 per cent, largely due to the 8.7 per cent leap inpetrol prices.

Over the year to June, food costs did rise 3.9 per cent, with milk up by 12.1per cent, cakes and biscuits by 8.2 per cent, snacks and confectionery by 5.3per cent, cheese by 14.2 per cent, bread by 6.8 per cent and poultry by 11.0 percent.

Those living it up a little would have seen the cost of takeaway food rise 6.5per cent and restaurant meals rise 4.5 per cent.
Alcohol and tobacco prices were up 4.8 per cent over the year, health costs rose4.8 per cent and transportation costs were up 6.9 per cent.

Over the year the average price of unleaded petrol increased from around $1.25per litre to around $1.60 per litre.
Over the past four years the cost of a comfortable retirement has increased intotal by 11.9 per cent, while the cost of a modest standard of living inretirement rose by a total of 13.1 per cent.
The report classifies a modest retirement as better than the aged pension, butstill only able to afford basic activities.

A comfortable retirement allows a healthy retiree to enjoy a broad range ofleisure and recreational activities and to have a good standard of living.

This allows for the purchase of household goods, private health insurance, areasonable car, good clothes, a range of electronic equipment, and domestic andoccasionally international holiday travel.



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Reply By: troopyman - Wednesday, Oct 01, 2008 at 17:09

Wednesday, Oct 01, 2008 at 17:09
and thanks to the liberals you pay 10% on everything you buy and every service you recieve .
AnswerID: 327970

Follow Up By: Member - Traveller (QLD) - Wednesday, Oct 01, 2008 at 17:26

Wednesday, Oct 01, 2008 at 17:26
and thanks to labor, who promised black and blue to get rid of it when the came to power, and didn't, you still pay 10%!! Funny that!
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Follow Up By: Michael ( Moss Vale NSW) - Wednesday, Oct 01, 2008 at 17:40

Wednesday, Oct 01, 2008 at 17:40
Everyone seems to have forgotton about the 12% 22% and the 33% sales tax that was in place before the GST! One example of the stupidity of it was if you bought a small container and it was called a lunchbox the tax was 22% as it was deemed to be not necessary.. If the label on it said it was a food storer, it was taxed at 12%, Yes a necessary item for the kitchen.. Not forgetting all the TV's GPS and all electronic crap was taxed at 33%.. so i think the overall tax of 10% is fair. Whadya reckon!! Michael
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Follow Up By: Member - barry F (NSW) - Wednesday, Oct 01, 2008 at 19:42

Wednesday, Oct 01, 2008 at 19:42
Spot on Michael. Some seem to suffer from memory loss & then blame the political party they do not suport.
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Follow Up By: Member - JohnR (Vic) - Wednesday, Oct 01, 2008 at 23:01

Wednesday, Oct 01, 2008 at 23:01
Right again Michael, it is so easy for some to forget that. Of course some are just ignorant of the facts........
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Follow Up By: Member - Mike DID - Wednesday, Oct 01, 2008 at 23:37

Wednesday, Oct 01, 2008 at 23:37
. . . and remember it was brought in by John Howard who promised we would never have GST.
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Follow Up By: Member - JohnR (Vic) - Wednesday, Oct 01, 2008 at 23:49

Wednesday, Oct 01, 2008 at 23:49
Mike, so the tax you didn't know you were paying was just so much better than the one you know you are? Just name the State Premier who wants it removed? No, not one? The Prime Minister who wants it removed? Kevin 747 perhaps? Do you remember also that Paul Keating wanted it as Treasurer? Selective memory?
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Follow Up By: Member - Mike DID - Wednesday, Oct 01, 2008 at 23:52

Wednesday, Oct 01, 2008 at 23:52
If any part of my post is incorrect, pls point it out.

Selective reading deficiency ???
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Follow Up By: Michael ( Moss Vale NSW) - Thursday, Oct 02, 2008 at 08:07

Thursday, Oct 02, 2008 at 08:07
Regardless of political persuasion, the Gst was a common-sense tax to rid us of the stupidity that was in place for the previous 100 years that had outlived its usefulness. If the GST was introduced by the labour Govt would that have made it OK?? Michael
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Follow Up By: Member No 1- Thursday, Oct 02, 2008 at 08:34

Thursday, Oct 02, 2008 at 08:34
they have to get the Tax's from somewhere
if its not GST it could have been an increase of tax on fuel or some other item...maybe an excise on sex........

one way or another they will get the money from somewhere
what some people need to remember is what they waste it all on...(can I bring up my pet subject) ie the gun buy back.....they paid more than new prices for firearms TO LICENCED shooters (guns they new the whereabouts of) that didnt even work cos the barrels were either too big or too small....
now remember the buyback was to get firearms "Off the Street"...did they get ANY back from criminals?

it cost you (and me) tax payers heaps and for what?..all that money would have bought a few hospitals or equipment for said

I AGREE with the GST
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Reply By: new boy - Wednesday, Oct 01, 2008 at 17:11

Wednesday, Oct 01, 2008 at 17:11
The stock market has hurt and What you say is very true BUT 52 working days I'm STILL outa here
Can't wait
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Follow Up By: Member - Tony B (QLD) - Wednesday, Oct 01, 2008 at 17:36

Wednesday, Oct 01, 2008 at 17:36
Go for it New Boy, but you must be an old boy ;-). Yep have to work on yearly trips and work until I can no more. Retirement is not an option anymore. Cheers Tony
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Reply By: RustyHelen - Wednesday, Oct 01, 2008 at 21:24

Wednesday, Oct 01, 2008 at 21:24
Don't read the paper....
And that saves us $1.50 or so a day.
Rusty
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Reply By: Member No 1- Thursday, Oct 02, 2008 at 08:35

Thursday, Oct 02, 2008 at 08:35
bugga...i'll need to keep a bit longer then
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Follow Up By: Member No 1- Thursday, Oct 02, 2008 at 08:37

Thursday, Oct 02, 2008 at 08:37
if swmbo wants to go on a holiday overseas...i'll save money if only she goes and I'll save even more if buy her only half a ticket..:)))
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Reply By: Member - peter C (VIC) - Tuesday, Oct 07, 2008 at 15:32

Tuesday, Oct 07, 2008 at 15:32
in howards defence; in his policy speeches before his first election victory he stated that he would not introduce a gst 'in the term of this parliament' and he didn't.in his policy speeches before his 2nd election victory he stated 'a vote for me is a vote for a gst' and he won power again. a little more honest then kevin 747s claims of reducing fuel prices and grocery prices etc or keatings LAW tax cuts peter
AnswerID: 328780

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