Thursday, Oct 16, 2008 at 00:39
Take this as you will.. for what little it may or may not be worth..
A ol "mate' a
mine was one a these guys who always brought more home from
the tip - than he took there!
He was ya typical single income dad with a tribe a kids & doin it really tough at that point in his life.
He happened to have a old timber shed (only thing keeping it standing was the termites holding hands) full of all his "treasures" (from
the tip), including an engel someone thru out that wasn't working and according to a fridge bloke couldn't be fixed for less than the cost of a new one.
Mate worked on the theory that one day, somone would thow one out the same with the parts he needed to make one good fridge from 2 duds! (Yeah - as if!)
The whole shed was chockers full of such crapola/rubbish - coz in all honesty thats what it was.
One day a neighbor had a burn off in their back yard - and during the night the fire spread to the dividing picket fence and then his shed - razing it to the ground along with all the rubbish.
When the insurance assessor came - they picked thru the remains - the assessor making a "list" of damaged goods, for replacement under his policy.
Always quick thinking on his feet, when questioned by the assessor "what was this" - he broke down in tears saying "Ohh No - my NEW Engel fridge only had it a year or two and barely usedit twice", etc for the remains of some old mouldy coleman tent found at
the tip - and so it went on - from memory he got about $40 K for the
camping gear contents of his shed...all of it rubbish he collected from
the tip!
Next time I saw him, was camped out bush one day - I thought I'd arrived at the wrong
campsite beecause it looked like someone had just taken off wth the entire NEW contents of a
camping supplies
shop!
It was him alright - first question I askked was "when do YOU win the bloody lottery?".
He explained about the unfortunate fire!
So - how goods your insurance?
Cheers
AnswerID:
330098
Follow Up By: Member - Mike DID - Thursday, Oct 16, 2008 at 04:30
Thursday, Oct 16, 2008 at 04:30
He may also have gotten very little money for the whole garage if heh had been assessed as being under-insured.
. . . . or he may have ended up in gaol for Insurance Fraud.
FollowupID:
597586
Follow Up By: Member - Mick O (VIC) - Thursday, Oct 16, 2008 at 06:24
Thursday, Oct 16, 2008 at 06:24
Thanks for the thoughts but I don't reckon I'd ever get back enough $ for all my gear. Besides, it's in mums shed. Don't think she'd be too happy with me torching it lol.
Cheers Mick.
FollowupID:
597587
Follow Up By: madcow - Thursday, Oct 16, 2008 at 08:06
Thursday, Oct 16, 2008 at 08:06
And we all end up paying extra for someone's dishonesty. I'll bet the insurance company would love to get the details.
FollowupID:
597600
Follow Up By: Member - Old Girl (QLD) - Thursday, Oct 16, 2008 at 14:23
Thursday, Oct 16, 2008 at 14:23
Just made our first claim on contense in 15 years of cover. I backed out the garage with out checking the height of the door. sure enough I took it out. A quick bash with the hammer and a block of wood I could get the car out of the garage and it was only a bit dinted was a bit stiff to open and shut. That's fine how do I tell John, he was away on a trip. I didn't. Not a week later He did the same only the roof rack got caught and took the whole roller door out. I was out the front bleep my self with laughter. After calming down I went to him and said will see how good the insurance cover is. No worries just had an unlocked garage for two and a half months. Last week we were moving and the kids dropped the Plasma (thought they were helping me). So onto the phone to see if we were covered. No because it was an accident. Wasn't the roller door one too. We are changing companies. I'm still laughing at Johns face when he took out the door. He still doesn't know I did it too.
Sharon
FollowupID:
597646