Camper Trailer Insurance

What do you mean?

Are you saying that regardless of policy, 'break and enter' cannot be shown. I was told on the phone by one insurance company that as long as forced entry can be shown (ie. slashed canvas etc) then it was covered.

Pug8
I am with AAMI and they ask that I lock the zip with a small padlock and then if the canvas is cut, thats "break and enter".

I would question the advice given above!!!!!

Ask your insurer about the above claim, I have, I am sure that the above claim is false.
Colin.

Thanks.

I phoned them yesterday and they certainly knew what I was talking about when I phoned. They also were the most comprehensive, includes contents - but also the most expensive ($250 annual fee for $8K camper).

I have been ringing around and there is certainly alot of variability about what will and won't be covered and prices! Also you need to specify annexes. I've got the impression that it is a caravan policy framework now incorporating campers - some of which makes no sense!

We've camped for the last 20 yrs, so insuring our gear is not a big issue - if some sods what our old worn stuff so be it! However our portable fridge is a concern - hence the contents.

Summary so far:
RAC - $225 no contents
GIO - $109 incl $500 contents (this one is what I'm probably going to go for). For theft you need to just show that there has been forced entry.
QBE - $179 no contents for canvas walls.
SGIO - $219 no contents for trailers.

Ciao.

Thanks for all the info, I will be making the same calls next week, so it is nice to know what you have been quoted for comparison reasons. Good luck and happy camping.