Motorhome insurance

Submitted: Friday, Jan 16, 2009 at 14:24
ThreadID: 65177 Views:5751 Replies:6 FollowUps:3
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Am new to all this. Who insures things like converted bus's and home made "Winnebago" truck fit outs?

What sort of costs are involved?
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Reply By: Member -Signman - Friday, Jan 16, 2009 at 14:55

Friday, Jan 16, 2009 at 14:55
Join the CMCA (about $60.00)- they have contacts for a comprehensive and very well priced insurance....
AnswerID: 344629

Reply By: Member - Graham H (QLD) - Friday, Jan 16, 2009 at 14:59

Friday, Jan 16, 2009 at 14:59
A Google search of "Caravan Insurance Australia" will no doubt point you in the right direction.

DGA
Affinity
CIS

As to costs How long is a piece of string

You dont say what it is, what its worth ETC

If you want an informative answer provide some information to base it on.


AnswerID: 344632

Reply By: Rossco 09 - Friday, Jan 16, 2009 at 15:04

Friday, Jan 16, 2009 at 15:04
OK, say a 33 foot early 70's bedford converted bus at approx. $40K. Can anyone relate insurance information on their converted bus jobs?
AnswerID: 344633

Follow Up By: Member -Signman - Friday, Jan 16, 2009 at 15:07

Friday, Jan 16, 2009 at 15:07
Check out www.cmca.net.au and look under insurance...

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FollowupID: 612566

Reply By: The Landy - Friday, Jan 16, 2009 at 16:00

Friday, Jan 16, 2009 at 16:00
Rossco

Given that it is a one-off type conversion, versus an ‘off-the-shelf’ vehicle like a Winnebago, you will most likely need a specialist type insurer to cover the risk. Usually this type of insurance risk is difficult for the main-stream insurers as it is too difficult for them to assess. That isn’t to say you shouldn’t approach them to see what the view is.

Our experience with ‘The Landy’ was to place our requirement with a broker who then sourced insurance for us. We were required to obtain a valuation from a certified motor vehicle insurer (we did it through Pickles) to confirm a valuation to the insurer.

We actually detailed everything that had been done to the vehicle, and they assessed it on that basis. We even quoted a number that we would be happy to accept, which was reasonable, and after Pickles endorsed the valuation the insurer accepted it. We made it clear to Pickles that we didn’t want a valuation based on what it would be worth as a resale, and it is important to make sure this is understood when obtaining this sort of valuation.

We used TCIS, which is a four-wheel drive specialist broker; however you will probably find that there are specialists in the field of the type of vehicle you are looking at insuring.

Good luck
AnswerID: 344645

Follow Up By: Rossco 09 - Monday, Jan 19, 2009 at 08:09

Monday, Jan 19, 2009 at 08:09
Cheers for that, sounds like very good advice. BTW, it must feel very secure in some remote places sleeping 10 foot off the ground. Great setup.
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FollowupID: 613012

Follow Up By: The Landy - Monday, Jan 19, 2009 at 10:04

Monday, Jan 19, 2009 at 10:04
Yes....very secure, but just need to get out and about in it more. Been a little difficult of late.

Good luck
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FollowupID: 613033

Reply By: DIO - Friday, Jan 16, 2009 at 18:24

Friday, Jan 16, 2009 at 18:24
Have you spoken to or obtained quotes from any Insurance Companies yet ? (It would help to know).
AnswerID: 344671

Reply By: BV - Friday, Jan 16, 2009 at 19:57

Friday, Jan 16, 2009 at 19:57
as Signman suggest: Check out www.cmca.net.au and look under insurance. I think you will have no problem, but you do have to join the CMCA. That's who I have my f250 and 5th wheel insured with. It turned out to be a lot cheaper than anyone else.

BruceV
AnswerID: 344684

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