Stezleki Track

Strzelecki

What do you intend claiming for?

If your policy has window cover you could claim for that but in regards to stone chips, each rock would be an separate "accident"
and therefore there would be an excess for each.

Honky

Hi. I'm a bit mystified about the idea of an insurance claim for this. There have been lots of discussions on this site about the need for protection of back windows, and members have taken the trouble to fit shields to prevent the breakages. Also, many people anticipate the risk of damage, and fit stone deflectors to the front of their trailers. There are no third parties mentioned as being involved (eg stones thrown up by other vehicles).
So why an insurance claim?
What worries me is the effect on premiums of people making claims for self-inflicted damage.
Or have I missed something?

Wheaters,

Your Insurance Policy should cover you for windscreen damage (including the rear window) of at least one breakage per year.

You may have to pay an excess, depending on how your policy is structured.

My policy had a $200 excess which I was only too happy to pay.
Broke my rear window when towing along the Birdsville Track and the cost would have been $1500 for the larger window that broke, plus a new tint on the rear window.

My Insurance was with the RAA in SA who use O'brien Glass.
Rang O'brien's and they handled the claim through the RAA.
Came out to my home and replaced the rear window, then gave me their recommended contact for the new window tint, who also came to my home and it was all handled under the same claim.

As far as the stone damage to the paint work, that won't be covered and you would be better off getting a quote from a resprayer/crash repair company. (you may be surprised at

I assume you would have been also towing and I recommend you seek a stone guard to place on the A-frame of the trailer or caravan, plus a rear window protector.
The rear window protectors can be home made (search our archives) or commercially bought from Obie's Outback

The cost for a commercial solution is probably less than the cost of the excess on your Insurance policy.

One thing I would stress.
Do both. The screen saver (even a cardbord beer carton will do the job) and the stone protector.

I had an angled stone protector on my traler, but a tiny stone still bounced off the frame somehow and bleep tered the rear window.

Bill.

Fair enough, if you have no-fault glass cover. As for the rest, shot-blasting the bits you can see (the front of the trailer; the back of the vehicle), and the underside of everything, is just fair wear and tear in the bush. This is even more significant, given that the driver is responsible for the vehicle speed, which contribute a great deal to the damage potential.
I don't have clue if the Strezlecki is a road, but I sure know that the Birdsville Track and the Oodnadatte Tack are totally capable of damaging a vehicle in all the ways you mention.
Isn't that why we take care?