4WD Insurance

I used to be with TCIS found them really good to deal with but have since moved to Lumley Special Vehicles got agreed value for what I wanted and covered everything I wanted where I wanted and a better price. I pay around $800 a year with a rating 1

I have used this company for about 9 years now

No problems


Have had 2 claims - all handled quickly and efficiently

DGA 4wD Insurance link

Hi Matt. My non Turbo 40th anniversary edition LC had a market value between $17 & $21K with affinity insurance. I paid to have it assessed ($100.00) by an independent assessor & it is now insured for an agreed value of $35K plus some camping gear. I had a claim a couple of years ago, backed into a tree - $7.5K damage to rear bar, tailgate & door; this is what prompted me to get it assessed for an agreed value.
There were absolutely no problems with the claim. Repairer of my choice - & not the cheapest quote either. They were prepared to accept just one quote but in fairness, I hunted around & got 3.
See link http://www.affinityib.com.au/

Affinity are sponsors of 4WD Victoria
http://www.fwdvictoria.org.au/default0.asp
& provide discounts for Club members, alarm systems, reversing cameras fitted & the like.

Hope this helps, Cheers, Tony.

Hi Alll,

Thanks so much for all your input - we will look into it all.

Cheers
Matt, Caz & Kids

Hi Matt
we've got our 2004 Patrol insured through CGU. We've been with this mob for donkey's with both house/contents and other vehicles.

Not sure about agreed value, ours is for market value, including accessories (listed). The other car we have is for agreed value, and somehow is listed as higher than what I would actually get for the car should I sell it!

We had a claim within 6 weeks of acquiring the vehicle - my then 3yo tried to run over a Holden Barina in a shopping centre carpark. That was finalised with no dramas (apart from initially trying to charge us $700 excess for unlicenced driver - we disputed and they came around).

We then had a claim for damage done whilst 4wding in sand dunes - hubby lost control whilst reversing down a steep dune, into a wattle bush. Again no dramas, except for a long waiting - this due to a dispute between the insurer and repairer, nothing to do with us!

The premium seems to be pretty reasonable, off the top of my head I'm sure it was under the $600 mark, Australia wide coverage, free annual windscreen.

Overall happy with CGU, have no reason to change at this point in time.

Hope this helps
Kym111