Van insurance

Submitted: Wednesday, Jun 10, 2009 at 14:47
ThreadID: 69683 Views:2707 Replies:6 FollowUps:4
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Hi guys am about to renew insurance on a semi off road van $50k
hasnyone got any " stay away from x company " hints .
Costs keep going up and benefits down so would appreciate any feedback,van used about 50/50 dirt and blacktop. cheers

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Reply By: The Landy - Wednesday, Jun 10, 2009 at 16:05

Wednesday, Jun 10, 2009 at 16:05
Have you tried the Caravan & Motorhome Club as they have specific policies...Can't vouch for them, but probably worth having a talk to them if you haven't already.

CMCA Insurance

Cheers
AnswerID: 369337

Follow Up By: Phoenix Owners Group - Wednesday, Jun 10, 2009 at 17:53

Wednesday, Jun 10, 2009 at 17:53
The best insurance going but thought you had to qualify as a motorhome or campervan (no caravans allowed) unless Lumley's has changed the rules which I doubt.
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Follow Up By: The Landy - Wednesday, Jun 10, 2009 at 18:01

Wednesday, Jun 10, 2009 at 18:01
Could be right; I came across the site when looking for something else recently. Must be a similar Caravan Association though??

Thanks for pointing that out........
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Follow Up By: Phoenix Owners Group - Wednesday, Jun 10, 2009 at 18:13

Wednesday, Jun 10, 2009 at 18:13
There is, (ACC) but the insurance deal is nowhere near as good as Lumleys especially when it comes to remote-ish recovery.
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Reply By: Member -Dodger - Wednesday, Jun 10, 2009 at 17:02

Wednesday, Jun 10, 2009 at 17:02
Have a look at CIL Insurance
You can insure the van contents as well.
I used to have a handle on life, but it broke.

Cheers Dodg.

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Reply By: Member - Graham H (QLD) - Wednesday, Jun 10, 2009 at 17:49

Wednesday, Jun 10, 2009 at 17:49
Try AFFINITY insurance brokers .

As i dont have a house had trouble with contents insurance and they tailormade a policy for me.

Also got an even better deal when I did the van through them as well.



AnswerID: 369354

Follow Up By: Kirk and Jeanette - Wednesday, Jun 10, 2009 at 20:01

Wednesday, Jun 10, 2009 at 20:01
Affinity are great and easy to deal with. I think they actually go through Lumley from memory but not sure. Insured patrol and camper trailer including contents with them for cheaper than just the patrol with my latest provider. Well worth a call.
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Reply By: Member - Bushpig - Wednesday, Jun 10, 2009 at 18:50

Wednesday, Jun 10, 2009 at 18:50
Just insured my Bushtracker through MHIA (Manufactured Homes Insurance Agency)after much research. Always have any company send out their PDS (Product Disclosure Statement) to check all the fine print and whats covered etc. before you buy.

Hope that helps Andrew

Cheers Jack
AnswerID: 369373

Reply By: MEMBER - Darian (SA) - Wednesday, Jun 10, 2009 at 18:57

Wednesday, Jun 10, 2009 at 18:57
Ditto for CIL - I went with CIL recently - easy people to deal with - promptly sent info in the mail to read, before we committed to a policy - coverage for sundries etc, was more generous than most, with only a modest fee increase. APIA seemed really thick - sent me info I didn't want, and got the quote all stuffed up. Alliance said the van was too expensive and declined the quote ! (not an issue for CIL). There is a lot of variability between companies - pays to shop and read the 'fine print' too. Mind you, one never knows whether an insurance company is worth a cracker until one makes a claim !
AnswerID: 369374

Reply By: Ian & Sue - Thursday, Jun 11, 2009 at 23:23

Thursday, Jun 11, 2009 at 23:23
I have to agree with Darian - until you have to use it, which hopefully you never will, you just dont know.

We used to be with CIL but when we bought our new van we asked GIO as they insured our house, car etc etc etc. They SEEMED to be offering similar cover for a considerable less outlay. I must say that their consultant didnt really seem to have much idea when it came to caravans though. When I asked what they classed as caravan and what was contents I was told the fridge would be contents because it could be removed! We insured our van with them - fingers crossed we never have to make a claim. Insurance companies just give me a huge headache - every year I think they rip us off more and more even though in over 30 years we have only ever had one minor claim! Ekk... dont get my on my soapbox... as my husband tells me, "just pay the bill and you will not have to think about it again for another 12 months". He cant stand hearing my rants everytime they send their renewals!!
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