For all you 4x4'ers and tourers

Submitted: Thursday, Jun 18, 2009 at 19:11
ThreadID: 69957 Views:2967 Replies:9 FollowUps:2
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Hi,

Just wanted to know who all you 4x4'ers and tourers with all the mods and accessories have your insurance through?

Currently with Just Cars, who are fine for the moment but we are about to travel Oz and intend on doing some off road work, so just wanted to know which insurance company does this sort of insurance?

Cheers
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Reply By: Member - Graham H (QLD) - Thursday, Jun 18, 2009 at 19:33

Thursday, Jun 18, 2009 at 19:33
Affinity Insurance Brokers did it for me after Suncorp wouldnt.

Had problems with contents as I dont own a house so Affinity made a policy for me so now they have Van, Car and contents all for a very good price.



AnswerID: 370750

Reply By: Member - Terry W (ACT) - Thursday, Jun 18, 2009 at 20:02

Thursday, Jun 18, 2009 at 20:02
AAMI for both Rover and van. No problems with accessories or engine upgrade. Great to deal with.
AnswerID: 370753

Follow Up By: Members Paul and Melissa (VIC) - Thursday, Jun 18, 2009 at 20:08

Thursday, Jun 18, 2009 at 20:08
Me 3, including the fridges as well!
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FollowupID: 638041

Reply By: Wherehegon - Thursday, Jun 18, 2009 at 21:30

Thursday, Jun 18, 2009 at 21:30
NRMA for us, like any insurance check the fine print, eg if away from house for a long period of time ?? how long ?? Some require that some one must stay at the premises during this time and/or spend at least a night there say in a 3 month period. Some like the NRMA wont insure the fridge in the car unless you do it through your house contents, BUT they will insure it in the camper under the camper policy. Safer in the car in my opinion but thats there rules.. Ask as many questions as needed and get things written on policys ect to cover your butt.. Verbal means nothing if something goes belly up. Regards Steve
AnswerID: 370777

Reply By: Member - AJB (VIC) - Thursday, Jun 18, 2009 at 22:16

Thursday, Jun 18, 2009 at 22:16
Insurance. Been paying it diligently for about 28 years and never made a claim on any of the mutiple of policies I/we have. Use RACV for all the vehicles, van, boat, house, shed, contents etc etc. CGI for other work stuff. Costs heaps each year. Should add it all up and see how much over the entire journey. As soon as I let it lapse I will need it. Kind of like Russian Roulete or Blackmail or something.
AnswerID: 370790

Reply By: RV Systems Pty Ltd - Thursday, Jun 18, 2009 at 22:33

Thursday, Jun 18, 2009 at 22:33
Try DGA Insurance Brokers, I've been with them for ages and they insure all mods and camping gear.
AnswerID: 370794

Follow Up By: stevesub - Friday, Jun 19, 2009 at 07:26

Friday, Jun 19, 2009 at 07:26
Same here, DGA, no problems. Been with them for 7 years with the Troopy which most insurance companies will not touch because it is a pop-top camper - modified!!!! The camper conversion is the only modification.

Stevesub
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FollowupID: 638102

Reply By: Member - OzGazza - Thursday, Jun 18, 2009 at 22:37

Thursday, Jun 18, 2009 at 22:37
Recently gave my insurer the full list of all mods to my 200 series. Everything was fine by them. All noted on the policy - Through work we use OAMPS
AnswerID: 370797

Reply By: Member - Tony V (NSW) - Thursday, Jun 18, 2009 at 23:05

Thursday, Jun 18, 2009 at 23:05
TCIS are supposed to be the 4WD specialist.

They cover contents and all modifications, off and on road touring.
TCIS Indurance
Most State 4WD Associations (except Victoria) recommend the use of TCIS
AnswerID: 370804

Reply By: Shaker - Thursday, Jun 18, 2009 at 23:58

Thursday, Jun 18, 2009 at 23:58
I use Aussie padlock!
AnswerID: 370808

Reply By: Member Brian (Gold Coast) - Friday, Jun 19, 2009 at 07:23

Friday, Jun 19, 2009 at 07:23
Another vote for AAMI..... just make sure you list all the accessories and mods and get everything in writing. I have been with AAMI for 25 years and never had a drama with them.

Cheers

Brian
AnswerID: 370823

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