insurance

Submitted: Wednesday, Jun 24, 2009 at 18:15
ThreadID: 70120 Views:1585 Replies:5 FollowUps:1
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Has anybody have any comments on caravan insurance and who not to go with and who to go with
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Reply By: Member - Oldbaz. NSW. - Thursday, Jun 25, 2009 at 09:05

Thursday, Jun 25, 2009 at 09:05
This is not a recomendation, but I insured my C/t with NRMA after AAMI put the premium up nearly 40%. Nrma offered a policy that does not depreciate the value of the sum insured, that is van insured for $25k now is insured for
$25k in 5 years time. Of course, they can increase the premiums & probably
will, insurance is a bloody pain....oldbaz.
AnswerID: 371752

Reply By: Member - Matt & Caz H (QLD) - Thursday, Jun 25, 2009 at 12:37

Thursday, Jun 25, 2009 at 12:37
Hi Bill

We are insured with CIL - so far haven't had to claim (sure we wont need to!!!)

Cheers
AnswerID: 371782

Reply By: tim_c - Thursday, Jun 25, 2009 at 13:15

Thursday, Jun 25, 2009 at 13:15
Personally, I use NRMA but would also consider AAMI (wouldn't consider most of the others). Just read the fine print because a lot of the cheaper ones won't cover you for some things (or won't pay claims) - they're usually cheaper for a reason. eg. many insurers won't cover 4WD's for incidents that occur off gazetted roads (probably not an issue for a lot of people but I want to be covered in these situations).

I've never had any first-hand experience (thankfully) with QBE but I've yet to hear something good about them.
AnswerID: 371784

Reply By: dieseltojo - Thursday, Jun 25, 2009 at 16:43

Thursday, Jun 25, 2009 at 16:43
Hi Bill,Been with CIL for 4 years and made a claim for a new awning as mine unrolled whilst traveling. No probs at all.just make sure you get a quote from a reputable dealer if a problem occurs.

Regards Paul.
AnswerID: 371809

Reply By: paulnsw - Thursday, Jun 25, 2009 at 16:50

Thursday, Jun 25, 2009 at 16:50
MHIA www.mhia.com.au offer new for old. If you download the policy is straight forward what you will receive with zero goobledegook. Have excellent reputation. Personally never had a claim but know some that have and excellent service promptly settled.
AnswerID: 371813

Follow Up By: Box Hill Bill- Friday, Jun 26, 2009 at 12:25

Friday, Jun 26, 2009 at 12:25
Thank you to have responded. I have from another source found a company that will insure the car and van together which has saved me about $300 on the combined price.
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FollowupID: 639224

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