Cash for caravan, but finance for the insurance !!!!

mmmmmmmm, well I did think of that. I am just waiting for NRMA and CIL to send out the booklets and we can then compare what each will offer us in an emergency. I am so shocked at the prices though. I was expecting around $500 - $600, not over a thousand though. But you cannot have insurance. I couldn't sleep at night!

Hi
I agree with G B, not a lot of money for a Mobile Home when you consider the risk re: the Insurance Company is looking at, the Van will be in different locations different situations they don't look at it as though you are stationary on a block of dirt with the same post code number, when we were getting quotes for our van I enquired re the question about post codes ect, and the answer was No (1) Breakins, No (2) Weather Patterns re Storms and Hail Stone Damage History, No (3) Accidents ect and as G B said recovery of the van to get repaired if required if it's major works ect, plus temporary accomadation, we all hope this never happens but when you outlay big dollars for vans it's nice to know you are properly covered.

P S. We insured with Suncorp, we got a good deal, owing to having other stuff insured with them plus our properties. I would hate to think what it all costs if we done them seperately.

Its also important to look at companies that are prepared to cover you if you are full time on the road, I dont know what bank you are with but we are with the Commonwealth because of their availability nation wide & they also have an insurance branch which I found to be quite competative. A phone call cant hurt.

Hi Jomahk. I deffinately will not be going with the Commonwealth. I have worked there for 3 years until last month when I resigned over the way they treat their clients. It is shameful and so wrong. I also had a lot to do with their insurance side of it, and well, lets not go there. But thanks for your reply, it all helps. It is good to get everyones input.
Karen

Hi Barry. I suppose hubby being an interstate freight removalist engineer, or truckie for short, for so many years, we can now relax and enjoy life. Too many of our mates have gone to bed and not woken up, so we gather life is too short to sit here and keep working, lets get out there. They have only been a couple of years older than us, which is frightening. It is a hard thin g to do sell your house and 50% of all your furniture, but I know when we get the van and get on the road we are going to have a ball. Once we get all the insurance info we will have to sit and disect it, and having worked in the insurance side of the bank for a while, I suppose I have a head start.
See how we go.
Karen

hi
karen/geoff
it's a smart move on your part and i admire you both for making the difficult decision as i can also relate to so many people i knew who have entered the permanent sleep mode who worked hard only to finish up looking at at interior of a padded bedroom
but i also know of quiet a few who have retired from there 5/8 year constant travels and now cant afford another house or unit because of the rise in prices while they were away on the rd and there 4wd and van aren't worth much more than a pinch now either and there's less and less caravan parks taking permanents/semi-permanents so beware the pit falls

seen yr beloved has done years of rd running i presume you'l be taking the wheel on a daily basis while he sits in the passenger seat with his feet up on the dash quietly sipping on a stubby or two
oh! yes now that would be a feat, LOL
life is what and how you make it so enjoy every day ther's stil a lot i haven;t seen but i will get there i have promised myself
ps some good advice
sort out what you want take with you then leave 40% of it behind as you will find that if you take that extra 40% it will go unused for the entire journey

believe me been there done that and that goes for 4wding trips as well
cheers and very happy travels and be nice to each other as your entering into a confined caravan space age
mazcan barry

lol, have taken your advice on board, but we certainly are not strangers to camping, 4wd'ing and going on holidays in caravans. It's not our first one, and like everyone will take too much again this time. I always driver when we go away, no metter how severe the 4wd'iong is that we are doing. He does enough driving throguh the weekj, so I always drive when we are going out or going away. Other wives wish they could drive as much as I do when we go bush. I must admit I do enjoy it though, so does Geoff being able to sit back and take in all the sights. Cant wait to get out there on the road and start enjoying ourselves.

hi
onya karen
your a fair dinkum bonza aussie sheilla keep it up for geoff there should be more out there like you half the other wives would probably drive if only their husbands could let go of there big ego's and slip into the passenger seat for a while
ive taught my daughter to 4wd and she comfident behind the wheel and luv's it yeh! haa! happy k's
mazcan barry

Awwwwwww shucks! Thanks Barry. I think you and me could be friends.............lol.

But in saying that I have upset a few on here too over the years.....I say what I think and I am straight down the line.............Some people dont like that.......lol

They either like it or lump it.....................lol

Karen

Forgot to include Car insurance price as well

2005 Landcruiser TD $55,000 with $11,000 of listed extras was about $750.

Suncorp was nearly $950 and wanted a $1000 excess because of the list of extras.

Told them to stuff it.