Insurance for soft floor campers

Google "specialist insurance brokers"

DGA Affinity etc come to mind
Thats how I found mine

2 years ago we had worries with NRMA insuring ours. things may have changed now?

Hi SDG,
When we had our soft ,we insured it with MHIA.
Reasonably priced, never had to make a claim
We had to email them pictures of the setup & list everything, which wasn't a problem.

Thankyou for your replies. Will contact a few of these tomorrow.

Hi,
CIL insurance is the main insurer of caravans and camper trailers (including tent camper trailers - this is what you have).

By law, the camper should have a VIN number and model description on the Rego Papers / Rego Certificate and a compliance plate on the trailer itself.

You should use these when discussing insurance with an insurance company as this uniquely identifies the camper trailer for insurance purposes.

Cheers,
Mal

We're insured thru GIO for our Challenge Camper.

SDG
AAMI does ours

No Wuckers
Bucky

NRMA does mine. :)

Hi SDG and other campers

I suggest all members with campers of any type with canvas walls closely check the PDS that comes with your insurance policy.
I have a Goldstream camper and the only insurance company that would confirm that they would cover loss or theft from a soft walled or canvas camper was NRMA.

For example the CIL insurance, which is commonly cited as the specialty caravan insurance company, clearly states on page 43 of the PDS of their Secure Caravan Insurance Product...


"We will not pay for:...

theft or attempted theft from your caravan or your annexe if:
it does not have hard walls, or
it is not securely locked, or
there is no physical evidence of forcible
and violent entry."

CIL defines Hard walls as..

“hard walls” means a wall that is not made of
canvas, vinyl or similar materials."

You may find your insurance company has similar conditions and could reject a claim for loss from a camper.

Check your PDS now not later.