insurance and modifications

Submitted: Tuesday, Oct 12, 2010 at 22:35
ThreadID: 81868 Views:3241 Replies:1 FollowUps:4
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Just got a few quotes and its interesting that my current insurer views the aftermarket turbo as an accessory and others as a modification that dramatically increases the insurance.
Just got another quote From B/direct and I ticked yes to "is the vehicle modified" and expected it to ask all sorts of questions but that was it. The quote came in still cheap and in the details it states the vehicle is modified. First time I've seen insurers do that and not charge a fortune for it.
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Reply By: Shaker - Tuesday, Oct 12, 2010 at 23:19

Tuesday, Oct 12, 2010 at 23:19
Call me old fashioned, but in the case of something as important as insurance, I would rather deal with a company that has an bricks & mortar office front.
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Follow Up By: howesy - Tuesday, Oct 12, 2010 at 23:31

Tuesday, Oct 12, 2010 at 23:31
I am staying with my current but only because I have been with them a while. Driving 30 years and never been at fault in an accident so I cant see that i will ever claim but who knows having said that I have seen the big companies shaft people just as much do a search on the net.
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Follow Up By: howesy - Tuesday, Oct 12, 2010 at 23:33

Tuesday, Oct 12, 2010 at 23:33
the 1 accident I did have was a lady came through a stop sign and T-boned/side swiped me as i went past , said she didnt see me at night with lights on go figure.
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Follow Up By: Shaker - Tuesday, Oct 12, 2010 at 23:52

Tuesday, Oct 12, 2010 at 23:52
Most people that get "shafted" by insurance companies are victims of either their own ignorance or deceit.
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Follow Up By: Member - michael (BOXHD) r (VI - Wednesday, Oct 13, 2010 at 19:27

Wednesday, Oct 13, 2010 at 19:27
hi i just insured my narvara which is heavly mod with ammi and under $650 for full comp and they cover evvery road and track in australia as well i have racv full road side assit so if u break down on any road track or river in australia they will come and get u and take u to the nearest racv or wht ever state u are in so out in the out back they will come and get u. so the price is around $170 for 1 year good cheap insurance as well as full comp hope this helps

cheers mick
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