Insurance Issures

Just require some advice from those who may have encountered the same issues. I am trying to insure my Wrangler JK with Allianz. Over the past few weeks I have tried in vain to explain to them that my vehicle was purchased New from a dealer as a hardtop (no soft top). The Hard top was fitted and the soft top was in a cardboard box in the back of the vehicle. The dealer took the Soft top back and replaced it with a Tow Bar. Allianz will only insure it as a softop, with a hard Top option. I have a tow Bar, Bull Bar, Winch, Satellite Tracker and 50 mm lift. I have disclosed all these points but they do not appear on the policy. Allianz tell me that they are noted on their computer. One amendment states that the vehicle is Garaged but the amended policy states that, the vehicle is On Street Parking. All I want is a policy that states what I am paying for. If they cannot send out policies that are right, how can you believe that you are covered for what you are paying for. Has anyone had the similar problem. Steve.B.....