re post 7788 CGU insurance

Submitted: Friday, Nov 28, 2003 at 08:35
ThreadID: 8809 Views:1568 Replies:5 FollowUps:3
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I too have just had the jack up for insurance renewal & have shopped around after an increase from last year of $160 with AAMI. NRMA were only $10 cheaper. After reading post 7788 I too found CGU a far better option by $220. And this company is an IAG company as is NRMA?

Thanks to the forum.

Cheers

Jackablue
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Reply By: Member - Des Lexik(SA) - Friday, Nov 28, 2003 at 09:54

Friday, Nov 28, 2003 at 09:54
Jackblue, I have also had some good prices from CGU and their claims are settled promptly.
You could reinvest a part of your savings and take out membership in Exploroz as David and Michelle could use your support.ne cede malis
AnswerID: 38765

Reply By: Member - Bradley- Friday, Nov 28, 2003 at 11:59

Friday, Nov 28, 2003 at 11:59
Make sure you grab the windscreen cover if you can, oh yeah join up as we need all the jack owners we can get :-) BradMoo... everyone knows what a Jackaroo looks like :-)
AnswerID: 38783

Follow Up By: jackablue - Friday, Nov 28, 2003 at 12:53

Friday, Nov 28, 2003 at 12:53
Windscreen cover is $200 excess extra, they only cost $250 didn't see the point. Just had mine replaced after a stone found its way into it just before Rainbow beach before Fraser trip.

Cheers

Jackablue
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FollowupID: 82659

Follow Up By: jemima puddle duck - Friday, Dec 12, 2003 at 18:28

Friday, Dec 12, 2003 at 18:28
gday jackablue.
just looking through old posts and had to laugh
i to got a big stone in the middle of the windscreen just before rainbow beach. must be a bad roadyou reckon your cute
richard

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FollowupID: 257693

Reply By: Member - Ivan (ACT) - Friday, Nov 28, 2003 at 16:09

Friday, Nov 28, 2003 at 16:09
I did a fair bit of research a while back, and there were a few limitations on what was covered and what wasn't - one interpretation for off-road was 'reasonable use of the vehicle' - when I asked if that covered something such as a river crossing there was a long silence at the end of the phone.

I am with SmartCover which is a legacy from when I was in the Army, but they too are underwritten by CGU - their only limitation, 'so long as you are legally allowed to be there' - ie, Stockton Beach, river crossing in National Park etc etc

AnswerID: 38816

Follow Up By: REX - Saturday, Nov 29, 2003 at 00:10

Saturday, Nov 29, 2003 at 00:10
im with aami for my gq they say any road or track that is on a map has to be on a map is covered if i have the misfortune to stop suddenly or a tree jumps out in frount of me.
ther premium is a bit high rating one (700$) with 1 free windscreen no excess payable per calander year
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FollowupID: 82704

Reply By: Truckster (Vic) - Saturday, Nov 29, 2003 at 10:21

Saturday, Nov 29, 2003 at 10:21
AAMI...

Heard a few nightmare stories with them.

Id rather pay a little more and be "COVERED" when I need it, not shafted around.. Not that insurance companies like to do that.

Where you are legally allowed to be.. One of those lines insurance companies can use to THEIR advantage whenever they like.

Now driving along and you go thru a fence you didnt know was there, which happens in the bush. You are now on Private Property... Are you allowed to be there? Are you Covered?
AnswerID: 38867

Reply By: Stuart - Saturday, Nov 29, 2003 at 17:43

Saturday, Nov 29, 2003 at 17:43
I have everything insured through CGU - two cars, house & contents, and they are the cheapest by a country mile, they also let you pay by the month at no extra charge, which makes it a little easier on the hip pocket, especially when you have a family to feed.
regards.....Stuart
AnswerID: 38891

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